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11955 S Prairie Ave, Chicago, IL, 60628

5beds
2baths
1,080sqft
$249,000
$231price/sqft
$2,058/moest. monthly cost
$82,320/yrincome needed

About This Home

Stunning ranch rehab sets a new standard for luxury living, offering 5 bedrooms and 2 spa-inspired bathrooms. This sun-drenched home is thoughtfully designed for elegance, comfort, and entertaining. The main level features hardwood floors, recessed lighting, and a chef's kitchen with quartz counters and stainless steel appliances. The lower level is perfect for family and friends, with an oversized family room just waiting for that big TV and sectional for watching games, hosting BBQs and celebrations. A spacious laundry room and 2 bedrooms complete this level, perfect for related living. This is a rare ranch with huge front windows on the lower level. No more worrying about rent increases. You get so much more for your money. Down payment assistance programs available for those who qualify. This home has it all!

Getting Around

54
WalkingSomewhat Walkable
52
TransitGood Transit
47
BikeSomewhat Bikeable

Schools

3/10
Curtis Elementary SchoolGrades PK-80.7 mi
1/10
Corliss High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedroom4

  • Features: Flooring (Wood Laminate)
  • Level: Basement
  • Area: 120
  • Dimensions: 12X10

Bedroom5

  • Features: Flooring (Wood Laminate)
  • Level: Basement
  • Area: 135
  • Dimensions: 15X9

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Features: Flooring (Wood Laminate)
  • Level: Basement
  • Area: 261
  • Dimensions: 29X9

Features

  • Window features: Screens
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,080 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Wood Laminate)
  • Level: Main
  • Area: 160
  • Dimensions: 16X10

Laundry

  • Features: Flooring (Wood Laminate)
  • Level: Basement
  • Area: 56
  • Dimensions: 8X7

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 198
  • Dimensions: 18X11

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 150
  • Dimensions: 15X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 25271050240000
  • Special condition: List Broker Must Accompany

Features

  • Fencing: Fenced

Lot

  • Lot size: 2,918 sqft
  • Lot size dimensions: 25 X 118

Parking

  • Total spaces: 3
  • Parking features: Yes,Owned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$311$3,732
Property Taxes $358$4,296
Electricity $130$1,569
Total$2,058$24,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,560/yr
40% on housing$61,740/yr
45% on housing$54,880/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 60628$109
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60628$119
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2016-01-29Sold$12,500
2016-01-11Pending sale$14,900
2016-01-04Price change$14,900
2015-12-02Listed for sale$24,900
2015-06-24Listing removed--
2015-05-27Listed for sale--

For Sale by Agent

AgentAlexis Holland
BrokerageCentury 21 S.G.R., Inc.

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