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711 Jay St, Jefferson City, TN, 37760

2beds
2baths
662sqft
$169,000
$255price/sqft
$1,171/moest. monthly cost
$46,840/yrincome needed

About This Home

Lots of updates on this cottage home with city amenities, 2 bedrooms, 1 bath with laundry area, updated kitchen with newly stained cabinets, new countertop & faucet, Island and tile backsplash, New roof in 2025, HVAC updated 2020, New Electric breaker box with new weather-head, reinforced support columns & vapor barrier in crawl space, water heater is approximately 5 years old, Street parking but larger lot at back of house, The yard needs a little attention and clean up, Home is being sold AS IS, Must check out this home before it's gone.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
5/10
Jefferson Middle SchoolGrades 6-81.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1932

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 1932

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: In Bathroom

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Vinyl Frames
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 662

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 662
  • Total interior livable area: 662 sqft

Property

Details

  • Parcel number: 014L E 007.00

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Side Porch
  • Exterior features: Rain Gutters

Lot

  • Lot size: 9,583 sqft
  • Features: City Lot,Sloped Down
  • Lot size dimensions: 60' x 160 '

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance $86$1,032
Property Taxes $56$672
Electricity $175$2,103
Total$1,171$14,052

Income You'd Need if You Spent...

35% on housing$40,148/yr
40% on housing$35,130/yr
45% on housing$31,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 37760$167
Jefferson County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 37760$194
Jefferson County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$195,000
2026-03-10Listed for sale$225,000
2016-11-29Sold$40,000
2016-11-14Pending sale$42,500
2016-04-29Price change$42,500
2014-11-02Price change$47,500
2014-04-18Listed for sale$49,000
2009-05-02Listing removed$73,000
2008-10-09Listed for sale$73,000
2008-02-01Sold$47,000
1995-02-22Sold$15,000

For Sale by Agent

AgentLisa Kinsler
BrokerageWeichert, REALTORS - Tiger Real Estate

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