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912 E Main St, Jefferson City, TN, 37760

1beds
1baths
400sqft
$275,000
$688price/sqft
$1,797/moest. monthly cost
$71,880/yrincome needed

About This Home

Currently operating as a successful short-term rental on Airbnb, this property offers excellent flexibility as a continued STR, mid-term rental, college rental, vacation home, or primary residence. Conveniently located near Carson-Newman University, restaurants, shopping, and local amenities. Historic Mossy Creek runs through the property, providing private creek access for kayaking, paddleboarding, and tubing. Guests and owners can launch directly from the property and float downstream through Jefferson City's scenic blueway. The peaceful creek setting creates a unique retreat while remaining close to town. Established rental history, professional property management, and cleaning services currently in place. Revenue history available upon request. Currently operating as a successful Airbnb short-term rental, this property can be sold fully furnished and includes established property management and cleaning services that may continue with the new owner. The property has approximately 55 five-star guest reviews, with only four reviews ever rated below five stars, all of which were four-star reviews. Revenue reports are available upon request. Future reservations beyond closing may be transferred to the buyer if they choose to continue short-term rental operations, subject to platform policies. If the buyer does not intend to operate the property as a short-term rental, reservations may be canceled and refunded prior to closing. Additional development potential may exist; buyers should verify all possibilities independently. Due to active bookings, showing availability is limited and must be scheduled around guest reservations.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
Union City Middle SchoolGrades 5-80.5 mi
7/10
Union City High SchoolGrades 9-120.6 mi
8/10

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Vinyl Siding,Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Microwave,Range,Refrigerator,Self Cleaning Oven

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Radiant Floors,Slate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 400
  • Total interior livable area: 400 sqft

Property

Details

  • Parcel number: 014M F 02200 000

Features

  • Has view: Yes
  • View description: Country Setting
  • On waterfront: Yes
  • Waterfront features: Lake/Water Access,Creek,Waterfront

Lot

  • Lot size: 0.61 Acres

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Earthquake
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance $141$1,692
Property Taxes $91$1,092
Electricity $175$2,103
Total$1,797$21,564

Income You'd Need if You Spent...

35% on housing$61,611/yr
40% on housing$53,910/yr
45% on housing$47,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$688This listing

vs Other Active Listings

Avg $/sqft

ZIP 37760$164
Jefferson County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 37760$194
Jefferson County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$275,000
2023-01-18Listing removed--
2022-11-11Listed for sale$269,900

For Sale by Agent

AgentKendra Greene Ellis
BrokerageWallace

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