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2176 Walnut St, White pine, TN, 37890

4beds
1baths
1,720sqft
$289,500
$168price/sqft
$2,145/moest. monthly cost
$85,800/yrincome needed

About This Home

Seller offering negotiable credit toward buyer's closing costs! Step into timeless character and craftsmanship with this historic two-story home originally built in 1920, showcasing solid stone and concrete construction from the ground up. Situated on 2.17 acres of level, usable land, this property offers a rare combination of enduring architecture, functional space, and thoughtful modern improvements. The home features four bedrooms and one beautifully remodeled bathroom, blending historic charm with updated finishes. Interior spaces reflect the solid quality of early construction while incorporating important upgrades designed for comfort and efficiency. Recent improvements include updated plumbing with new PEX and PVC lines, a new electrical panel, added HVAC, new water heater, and a fully remodeled bathroom completed in September 2023 with new tile shower and tub, flooring, vanities, and fixtures. Additional enhancements include added insulation in the cellar, sump pump and dehumidifier installation, new steel support jack, laundry room addition with washer/dryer hookups, new doors, porch handrails, and exterior improvements including soffit, fascia, and gutters to improve drainage and grading. The balcony roof has been replaced and enclosed, and a new steel double door adds convenient access to the attached shop area. Outside, the expansive 2.17-acre parcel provides level land with partially fenced areas, multiple mature trees removed for improved usability, and a gravel driveway. A detached 2-car garage and large barn provide exceptional storage, workshop, or hobby space. Experience the unique opportunity to own a historic property enhanced with modern updates while preserving its original strength and character. Buyer to verify all information including square footage, acreage, and utilities.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
4/10
Jefferson Virtual AcademyGrades 1-1210.1 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Other,Stone,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Historic,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Self Cleaning Oven

Basement

  • Basement: Crawl Space,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Insulated Windows,Aluminum Frames
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Other,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,720
  • Total interior livable area: 1,720 sqft

Property

Details

  • Parcel number: 028J E 02000 000

Features

  • Has view: Yes
  • View description: Country Setting

Lot

  • Lot size: 2.17 Acres
  • Features: Corner Lot,Irregular Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Off Street,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Earthquake
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,463$17,556
Home Insurance $153$1,836
Property Taxes $354$4,248
Electricity $175$2,103
Total$2,145$25,740

Income You'd Need if You Spent...

35% on housing$73,542/yr
40% on housing$64,350/yr
45% on housing$57,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 37890$196
Jefferson County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 37890$216
Jefferson County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$325,000
2026-03-01Listed for sale$349,900

For Sale by Agent

AgentAlan Cottrell
BrokerageKeller Williams

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