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1328 Main St W, White Pine, TN, 37890

3beds
2baths
2,080sqft
$599,900
$288price/sqft
$4,606/moest. monthly cost
$184,240/yrincome needed

About This Home

Beautiful 3.5 acres with barn, close to both Douglas and Cherokee Lakes, and conveniently located on the city/county line! This level property features a livestock barn with partial fencing and double access from the front and rear. Only 4 miles to I-40 Exit 424 and 3 miles to I-81 Exit 4, offering quick access to Knoxville, the University of Tennessee, Tri-Cities, Asheville, and all the shopping, dining, and entertainment of Morristown, Gatlinburg, and Pigeon Forge. The home has been recently refreshed and is move-in ready, offering 3 spacious bedrooms, 2 full baths, a super-sized sunroom, a formal dining room, and a large kitchen with dining area. The den showcases rich mahogany paneling, while custom built-in cabinets are featured throughout the home. The living room centers around a masonry wood-burning fireplace with natural gas connection for easy conversion, plus gas heat and electric cooling for year-round comfort. Mature hardwood and pine trees add shade and natural beauty. Enjoy relaxing on the welcoming front porch or bring your hobbies to life with potential barn conversion space for woodworking, art, or more. A truly versatile property with room to grow, close to lakes, recreation, and major highways!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
4/10
Jefferson Virtual AcademyGrades 1-128.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1958

Materials

  • Roof: Asphalt,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Range Hood
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen,Beamed Ceilings,Crown Molding,Laminate Counters,Pantry,Storage
  • Window features: Double Pane Windows,Tinted Windows
  • Flooring: Carpet,Hardwood,Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,080

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total interior livable area: 2,080 sqft

Property

Details

  • Parcel number: 019.00
  • Exclusions: Any Personal Items belonging to the sellers.

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Porch,Other
  • Exterior features: Rain Gutters
  • Horses can be raised: Yes

Lot

  • Lot size: 3.50 Acres
  • Features: Agricultural,Gentle Sloping,Level,Wooded
  • Lot size dimensions: 942 x 540 IRR

Parking

  • Total spaces: 1
  • Parking features: Asphalt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance $317$3,804
Property Taxes $1,081$12,972
Electricity $175$2,103
Total$4,606$55,272

Income You'd Need if You Spent...

35% on housing$157,920/yr
40% on housing$138,180/yr
45% on housing$122,826/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 37890$184
Jefferson County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 37890$216
Jefferson County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$624,900
2026-02-24Price change$649,900
2026-01-13Listed for sale$674,900
2026-01-05Pending sale$674,900
2025-11-06Price change$674,900
2025-09-22Listed for sale$699,900

For Sale by Agent

AgentTammy Franklin
BrokerageFranklin Realty

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