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12206 S Union Ave, Chicago, IL, 60628

5beds
3baths
1,130sqft
$245,000
$217price/sqft
$2,027/moest. monthly cost
$81,080/yrincome needed

About This Home

Elevated Design, Flexible Living Space & Added Privacy Come Together in this Beautifully Maintained Home. Completely Renovated in 2024, this home delivers modern finishes, generous living space, and a layout designed for both everyday comfort and effortless entertaining. The bright living and dining areas feature warm wood-look flooring, crisp white millwork, and abundant recessed lighting, creating a seamless connection to the updated kitchen with rich cabinetry, a subway-tile backsplash, stainless-steel appliances, and durable tile flooring. The flexible 5 bedroom, 3 bath layout offers valuable space across multiple levels, while the finished basement creates additional possibilities for recreation, guests, a home office, or fitness area. Updated bathrooms feature modern fixtures and designer-inspired tilework. Additional improvements include a NEWER roof, windows, siding, fencing, and detached two-car garage, giving buyers the benefit of meaningful exterior upgrades without the disruption of completing them after moving in. Outside, the fenced yard offers room for outdoor dining, gardening, pets, and weekend gatherings. With no homes immediately adjacent on either side, the property offers an added sense of privacy and a quieter setting that is difficult to find within the city. Conveniently located near West Pullman Park, the Major Taylor Bike Trail, the West Pullman Metra station, CTA transportation, local shopping, dining, and major roadways, this home combines move-in-ready style with everyday accessibility. Property is being sold AS-IS. Schedule your private showing today and experience the space, privacy, and thoughtful updates in person.

Getting Around

62
WalkingSomewhat Walkable
56
TransitGood Transit
70
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1898

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Frame

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Stainless Steel Appliance(s),Range Hood,Gas Water Heater
  • Laundry features: Gas Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry,Full

Bedroom2

  • Features: Flooring (Wood Laminate)
  • Level: Second
  • Area: 112
  • Dimensions: 14X8

Bedroom3

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Bedroom4

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 90
  • Dimensions: 10X9

Bedroom5

  • Features: Flooring (Ceramic Tile)
  • Level: Basement
  • Area: 90
  • Dimensions: 9X10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Open Floorplan
  • Window features: Window Treatments

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,130 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Ceramic Tile)
  • Level: Main
  • Area: 165
  • Dimensions: 11X15

Laundry

  • Features: Flooring (Ceramic Tile)

Living Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 330
  • Dimensions: 11X30

Master Bedroom

  • Features: Flooring (Wood Laminate)
  • Level: Second
  • Area: 110
  • Dimensions: 11X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 25281250150000
  • Special condition: None

Features

  • Stories: 1
  • Fencing: Wood

Lot

  • Lot size: 3,075 sqft
  • Features: Corner Lot
  • Lot size dimensions: 25 X 125

Parking

  • Total spaces: 2
  • Parking features: Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$306$3,672
Property Taxes $353$4,236
Electricity $130$1,569
Total$2,027$24,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,497/yr
40% on housing$60,810/yr
45% on housing$54,053/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 60628$109
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60628$119
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$245,000
2024-10-31Sold$257,500
2024-10-02Pending sale$244,500
2024-09-23Price change$244,500
2024-09-12Listed for sale$265,000
2024-03-06Sold$22,500
2024-02-21Pending sale$25,900
2024-02-16Listed for sale$25,900
2018-09-01Listing removed$35,000
2018-06-11Listed for sale$35,000
2018-03-30Listing removed$35,000
2017-08-25Price change$35,000
2017-07-22Listed for sale$45,000
2012-08-04Listing removed$1,050
2012-03-02Listed for rent$1,050
2011-02-10Sold$9,500
2010-08-18Listed for sale$19,500
2005-11-08Sold$125,000
2004-10-07Sold$55,000
2004-08-12Sold$44,000
2004-04-01Sold$30,000

For Sale by Agent

AgentLuis Garcia
BrokerageSmart Home Realty

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