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11945 S Yale Ave, Chicago, IL, 60628

3beds
1baths
1,476sqft
$190,000
$129price/sqft
$1,600/moest. monthly cost
$64,000/yrincome needed

About This Home

***Need Closing Cost Assistance or rate buy-down credits? Reach out to the listing agent to discuss potential incentives.*** Move-in ready 3-bedroom, 1-bathroom home in West Pullman featuring modern updates and vibrant interior finishes. Fully gutted and rehabbed in 2021, the main level boasts a bright atmosphere with recently painted walls in energetic tones and classic hardwood flooring throughout the spacious living and dining areas. The kitchen is equipped with white cabinetry, granite countertops, and stainless steel appliances. A standout feature is the updated, recently partially finished basement, designed with a contemporary urban loft aesthetic including exposed beams, tile floors (installed Feb 2026), and a utility room also updated Feb 2026. The lower level is already plumbed for an additional bathroom, offering excellent potential for expanded living space. A new furnace was installed in Dec 2024, ensuring comfort year-round. Exterior features include a fully fenced lot and a detached 2-car garage. Wonderful ranch layout with a walk-up basement allows for easy main-floor living. Conveniently located with easy access to public transit and major expressways. This move-in-ready property is the one you've been waiting for! ***This property is for sale only, not for rent ***

Getting Around

55
WalkingSomewhat Walkable
56
TransitGood Transit
45
BikeSomewhat Bikeable

Schools

3/10
Curtis Elementary SchoolGrades PK-80.7 mi
--

Construction

Condition

  • Year built: 1926

Materials

  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Stainless Steel Appliance(s)
  • Laundry features: Gas Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 99
  • Dimensions: 11X9

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Dimensions: COMBO

Features

  • 1st Floor Bedroom,1st Floor Full Bath
  • Flooring: Hardwood
  • Finished area below ground: 565

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,476
  • Total interior livable area: 1,476 sqft

Kitchen

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 176
  • Dimensions: 16X11

Laundry

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 160
  • Dimensions: 8X20

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 322
  • Dimensions: 23X14

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 25282030190000
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 3,092 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$237$2,844
Property Taxes $273$3,276
Electricity $130$1,569
Total$1,600$19,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,857/yr
40% on housing$48,000/yr
45% on housing$42,666/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 60628$109
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60628$119
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listing removed$209,000
2026-04-24Listed for sale$209,000
2026-04-24Listing removed$219,900
2026-04-09Listed for sale$219,900
2021-07-23Sold$177,900
2021-06-15Contingent$174,900
2021-06-14Price change$174,900
2021-06-05Listed for sale$179,900
2021-05-28Listing removed--
2021-04-07Pending sale$175,000
2021-04-04Listed for sale$175,000
2020-01-08Sold$12,000

For Sale by Agent

AgentVeronica Rodriguez
BrokerageRedfin Corporation

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