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12026 S State St, Chicago, IL, 60628

5beds
3baths
0sqft
$150,000
--price/sqft
$1,291/moest. monthly cost
$51,640/yrincome needed

About This Home

Getting Around

59
WalkingSomewhat Walkable
53
TransitGood Transit
53
BikeBikeable

Schools

3/10
Curtis Elementary SchoolGrades PK-80.7 mi
--

Construction

Condition

  • Year built: 1919

Materials

  • Construction materials: Aluminum Siding,Vinyl Siding,Brick

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Main
  • Area: 90
  • Dimensions: 10X9

Bedroom3

  • Level: Second
  • Area: 110
  • Dimensions: 11X10

Bedroom4

  • Level: Second
  • Area: 168
  • Dimensions: 14X12

Bedroom5

  • Level: Second
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 0

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Living Room

  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Master Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 25282150270000
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 3,720 sqft
  • Lot size dimensions: 31x120

Parking

  • Total spaces: 2
  • Parking features: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$187$2,244
Property Taxes $216$2,592
Electricity $130$1,569
Total$1,291$15,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,262/yr
40% on housing$38,730/yr
45% on housing$34,426/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60628$109
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60628$119
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2019-11-22Sold$26,000
2009-03-10Sold$16,500

For Sale by Agent

AgentDamaris Santiago
BrokerageManage Chicago, Inc.

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