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12128 S Yale Ave, Chicago, IL, 60628

5beds
2baths
1,391sqft
$319,900
$230price/sqft
$2,608/moest. monthly cost
$104,320/yrincome needed

About This Home

Contact Listing Agent for Details on this beautiful brick bungalow!

Getting Around

50
WalkingSomewhat Walkable
56
TransitGood Transit
50
BikeBikeable

Schools

Construction

Condition

  • Year built: 1926

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Level: Main
  • Area: 88
  • Dimensions: 8X11

Bedroom4

  • Features: Flooring (Luxury Vinyl)
  • Level: Basement
  • Area: 144
  • Dimensions: 12X12

Bedroom5

  • Level: Basement
  • Area: 192
  • Dimensions: 12X16

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 195
  • Dimensions: 13X15

Enclosed Porch

  • Level: Main
  • Area: 15
  • Dimensions: 3X5

Features

  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 1,391 sqft

Kitchen

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Laundry

  • Level: Basement
  • Area: 110
  • Dimensions: 11X10

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 320
  • Dimensions: 20X16

Master Bedroom

  • Level: Main
  • Area: 224
  • Dimensions: 14X16

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 25282180250000
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 4,099 sqft

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Concrete,Yes,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$400$4,800
Property Taxes $461$5,532
Electricity $130$1,569
Total$2,608$31,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,417/yr
40% on housing$78,240/yr
45% on housing$69,546/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 60628$109
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60628$119
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$319,900
2024-03-26Sold$65,000
2023-07-01Listing removed--
2023-05-01Price change$147,180
2023-03-02Listed for sale$177,180
1999-08-11Sold$95,000
1999-04-21Sold$47,000
1999-01-20Sold$19,500

For Sale by Agent

AgentShunte Thomas
BrokerageMajestic Real Estate Company

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