




3523 Nina Ferry Pointe Way, White Pine, TN, 37890
About This Home
3523 Nina Ferry Pointe Way There are homes built on the lake...and then there are homes that seem to belong to it. Perfectly positioned along nearly 200 feet of pristine Douglas Lake shoreline, this custom waterfront residence was thoughtfully designed so the beauty outside becomes part of everyday living. From the moment you step inside, expansive 180-degree lake views become the backdrop to nearly every space, while the gentle walk to the water invites mornings on the dock, afternoons on the boat, and evenings spent watching the sun disappear beyond English Mountain and Mt. Le Conte. Crafted with comfort, efficiency, and longevity in mind, every detail reflects a commitment to quality rather than excess. Rich solid hardwood flooring, custom soft close cabinetry with thoughtful storage solutions, Bosch and LG appliances, a gas cooktop, and carefully selected finishes create a home that feels refined without ever feeling too formal. The open living spaces are equally suited for quiet evenings with family or entertaining friends after a day on the lake, while integrated surround sound and a motorized screened deck extend the living experience outdoors in every season. Outside, lake life is effortless. A fully permitted private dock with seasonal deep water offers a boat lift, jet ski port, swim platform, and underground electrical service, while your private boat launch means you're on the water in minutes, not waiting in line at a public ramp. The shoreline has been professionally stabilized, and the gentle grade to the lake is a rare feature that makes waterfront living accessible for family and guests of every age. Behind the scenes, the home's construction is just as impressive. Closed-cell foam insulation, dual-zoned HVAC systems, a Rinnai tankless water heater, oversized garages on both levels big enough for a crew cab pickup on the main and a trailered deck boat and Seadoo, acoustic insulation between living spaces, LP SmartSide siding, and carefully planned electrical systems speak to the kind of craftsmanship that isn't immediately visible, but is appreciated every single day. This is more than a waterfront home. It's a place designed to slow life down, gather family together, and make every season on Douglas Lake one worth remembering. Drone photos used in the listing, some photos show sunset views and wildlife taken from the home. Buyer and/or their agent to verify all information for accuracy.
Getting Around
Schools
Construction
Condition
- Year built: 2019
Materials
- Construction materials: See Remarks
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Range,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater,Washer
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Concrete,Full,Partially Finished,Storage Space,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Eat-in Kitchen,Ceiling Fan(s),Crown Molding,Double Vanity,Entrance Foyer,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Solid Surface Counters,Sound System,Storage,Walk-In Closet(s),Wired for Sound
- Window features: Blinds,Window Treatments
- Flooring: Hardwood,Luxury Vinyl,Tile
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 1,143
- Finished area above ground: 2,158
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,Electric,Heat Pump
Interior Area
- Total interior livable area: 3,301 sqft
Property
Details
- Parcel number: 071C B 005.00
Features
- Levels: Two
- Stories: 2
- Patio & porch: Composite,Covered,Deck,Front Porch,Porch,Rear Porch,Screened,See Remarks
- Exterior features: Boat Slip,Dock,Rain Gutters
- Has view: Yes
- View description: Lake,Mountain(s),Panoramic,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Lake,Lake Front,Waterfront
- Waterbody name: Douglas Lake
- Frontage type: See Remarks
Lot
- Lot size: 0.52 Acres
- Features: Cleared,Level,Views,Waterfront
- Lot size dimensions: 256' x 51' x 193' x 162'
Parking
- Total spaces: 4
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Earthquake
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,826 | $81,912 |
| Home Insurance | $713 | $8,556 |
| Property Taxes | $2,250 | $27,000 |
| Electricity | $268 | $3,218 |
| Total | $10,057 | $120,684 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Pending sale | $1,350,000 |
| 2026-08-02 | Listed for sale | $1,350,000 |
| 2017-10-27 | Sold | $139,000 |
| 2005-05-02 | Sold | $138,000 |
| 2002-10-16 | Sold | $70,000 |
