See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3517 Needles Way, Sevierville, TN, 37876

2beds
1baths
1,230sqft
$649,900
$528price/sqft
$4,470/moest. monthly cost
$178,800/yrincome needed

About This Home

MOTIVATED SELLER: Experience the ultimate mountain-and-lake lifestyle in this stunning 2021 custom cabin, where modern luxury meets the tranquil shores of East Tennessee! Perfectly designed for the eco-conscious adventurer, this retreat features mountain and lake views, and hardwood floors, all sustained by an innovative, state-of-the-art 2,300-gallon rainwater collection and purification system. Enjoy rare lakefront water entry right from your shoreline, offering the perfect seasonal setup for your floating dock and summer days on the water. Whether you're soaking in the majestic mountain vistas or launching a kayak from your private bank, this meticulously maintained property is the turnkey sanctuary you've been waiting for--come and get away today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
7/10
Maury Middle SchoolGrades 6-85.5 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Cabin,Residential

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,230

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Other

Interior Area

  • Total interior livable area: 1,230 sqft

Property

Details

  • Parcel number: 088F C 01700 000

Features

  • Levels: One and One Half
  • Stories: 1
  • On waterfront: Yes
  • Waterbody name: Douglas Lake

Lot

  • Lot size: 2.95 Acres
  • Lot size dimensions: 43.9 x 350 IRR

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Earthquake
Ice Storm
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance $213$2,556
Property Taxes $796$9,552
Electricity $175$2,103
Total$4,470$53,640

Income You'd Need if You Spent...

35% on housing$153,257/yr
40% on housing$134,100/yr
45% on housing$119,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$528This listing

vs Other Active Listings

Avg $/sqft

ZIP 37876$256
Jefferson County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 37876$323
Jefferson County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$570,000
2026-06-12Price change$649,900
2026-05-14Listed for sale$699,900
2017-05-08Sold$75,000
2014-08-28Sold$40,000
2014-05-30Sold$220,000
2014-04-24Pending sale$229,900
2013-12-10Listed for sale$229,900
2013-09-12Pending sale$229,900
2013-07-05Price change$229,900
2013-05-03Listed for sale$249,900

For Sale by Agent

AgentSarah Richards
BrokerageSpring Mountain Realty, PLLC

Similar Homes