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12504 S Lowe Ave, Chicago, IL, 60628

4beds
1baths
1,610sqft
$154,997
$96price/sqft
$1,330/moest. monthly cost
$53,200/yrincome needed

About This Home

New opportunity to own this Well Maintained Brick Cape Cod! This move in ready home offers affordability and charm. Enjoy hardwood floors, a full basement, spacious backyard, and a functional garage. Appliances are included, making this truly turnkey. Conveniently located on a quiet, well kept block near public transportation, shopping, and everyday amenities. Perfect for homeowners or investors alike!

Getting Around

53
WalkingSomewhat Walkable
53
TransitGood Transit
71
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedroom4

  • Features: Flooring (Wood Laminate)
  • Level: Second
  • Area: 168
  • Dimensions: 12X14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Features: Flooring (Vinyl)
  • Level: Basement
  • Area: 315
  • Dimensions: 15X21

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,610 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Ceramic Tile)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Laundry

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 288
  • Dimensions: 12X24

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 216
  • Dimensions: 12X18

Master Bedroom

  • Features: Flooring (Wood Laminate)
  • Level: Second
  • Area: 252
  • Dimensions: 12X21

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 25283180570000
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 4,499 sqft
  • Lot size dimensions: 25X125

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$194$2,328
Property Taxes $223$2,676
Electricity $130$1,569
Total$1,330$15,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,600/yr
40% on housing$39,900/yr
45% on housing$35,466/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 60628$109
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60628$119
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listing removed$158,497
2026-06-18Listed for sale$158,497
2016-10-19Sold$97,000
2016-08-07Pending sale$99,999
2016-08-01Listed for sale$99,999
2016-06-22Listing removed$99,999
2016-05-24Price change$99,999
2016-05-14Price change$104,900
2016-05-08Price change$114,900
2016-03-30Listed for sale$119,900
2015-11-13Sold$54,500
2015-10-17Listed for sale$59,000

For Sale by Agent

AgentChardae Jones
BrokerageBlue Door Dave Inc

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