3128 Highway 421 N, Mountain City, TN, 37683
About This Home
Nice home located off of Hwy 421 at the base of Shady Mountain. Most of the home was updated in 2021. Garden area, nice 14x30 covered front porch. This would make a great home for a family or a nice summer home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled,Average
- Year built: 1975
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Refrigerator
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Features
- Master Downstairs,Kitchen/Dining Combo,Pantry,Remodeled,Soaking Tub,Walk-In Closet(s)
- Window features: Double Pane Windows
- Flooring: Luxury Vinyl
- Fireplace features: Gas Log
Heating & Cooling
- Heating features: Fireplace(s),Propane
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 2,415
- Total interior livable area: 2,415 sqft
Master Bedroom
- Level: Lower
Property
Details
- Parcel number: 040 088.00
- Zoning: NONE
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Deck,Front Porch
- Exterior features: Garden
- Topography of land: Cleared, Pasture
Lot
- Lot size: 2 Acres
- Features: Pasture
- Lot size dimensions: 2 acres
Parking
- Parking features: Driveway,Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Drought
- Ice Storm
- Landslide
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance | $137 | $1,644 |
| Property Taxes | $477 | $5,724 |
| Electricity | $196 | $2,354 |
| Total | $2,124 | $25,488 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-23 | Price change | $260,000 |
| 2025-01-16 | Listed for sale | $275,000 |
| 2024-10-19 | Listing removed | $295,000 |
| 2024-08-19 | Price change | $310,000 |
| 2024-07-08 | Listed for sale | $330,000 |
| 2012-06-07 | Sold | $48,000 |
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