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1263 Harbin Hill Rd, Mountain City, TN, 37683

5beds
3baths
2,686sqft
$449,900
$167price/sqft
$3,554/moest. monthly cost
$142,160/yrincome needed

About This Home

Check out this beautiful five-bedroom, three-bath home located minutes from town and the Doe River Recreation Area. Nestled on a partially wooded lot with a tranquil country feel, this spacious cedar-sided home is ready for its next owner. The gourmet kitchen features a center island, breakfast bar and a cozy fireplace. A huge living room with a second fireplace opens to a deck overlooking the private backyard. The primary suite includes its own fireplace. A versatile bonus room with a half bath and fireplace offers office, studio or guest-space potential. Additional highlights include a heated garage, an expansive front deck with two gas hookups overlooking the creek, and multiple outdoor living areas. Schedule a showing to see your next dream home. Key features: 5 bedrooms, 3 bathrooms, Cedar siding on a private, partially wooded lot, Minutes from town and Doe River Recreation Area, Gourmet kitchen with island, breakfast bar, and fireplace. Large living room with fireplace and deck access. Primary bedroom with fireplace. Bonus room with half bath and fireplace. Expansive front deck with two gas hookups and creek views! IT IS THE SOLE RESPONSIBILITY OF BUYER AND BUYER AGENT TO VERIFY ALL INFORMATION CONTAINED HEREIN

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
4/10
Johnson Co Middle SchoolGrades 7-83.0 mi
4/10
Johnson Co High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Above Average
  • Year built: 1989

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Granite Counters,Kitchen Island,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,686
  • Total interior livable area: 2,686 sqft

Property

Details

  • Parcel number: 047 07601 000
  • Zoning: Residential

Features

  • Levels: Bi-Level
  • Patio & porch: Porch,Rear Porch
  • Fencing: Back Yard
  • Topography of land: Level

Lot

  • Lot size: 0.71 Acres
  • Lot size dimensions: 97.6 x 245.83 IRR

Parking

  • Total spaces: 1
  • Parking features: Asphalt
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance $237$2,844
Property Taxes $825$9,900
Electricity $218$2,618
Total$3,554$42,648

Income You'd Need if You Spent...

35% on housing$121,851/yr
40% on housing$106,620/yr
45% on housing$94,773/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 37683$180
Johnson County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 37683
Johnson County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$449,900
2025-02-19Sold$73,260
2007-10-19Sold$220,000

For Sale by Agent

AgentJim Griffin
BrokerageLPT Realty - Griffin Home Group

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