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517 Mill Creek Rd, Mountain City, TN, 37683

2beds
1baths
1,701sqft
$638,000
$375price/sqft
$4,907/moest. monthly cost
$196,280/yrincome needed

About This Home

SPANNING OVER 73 ACRES OF ROLLING PASTURE and WOODED LAND, this exceptional East Tennessee property offers the perfect blend of open farmland, scenic mountain views, and endless potential. The land is partially fenced and currently being farmed with cattle, featuring beautiful, usable pastures ideal for livestock, horses, or future agricultural use. Multiple barns and sheds provide ample space for equipment, storage, or expansion of your farming operation. At the heart of the property sits a charming farmhouse originally built in the 1800s, offering a rare opportunity for restoration or full remodel. The home features 2 bedrooms located upstairs and a full bathroom on the main level, along with a storage building located just behind the home for added convenience. Whether you choose to preserve its historic character or create a custom modern farmhouse, the possibilities are wide open. Located just minutes from Watauga Lake and a short drive to Boone, NC, this property offers both peaceful rural living and easy access to outdoor recreation, dining, and shopping. Ideal for a working farm, homestead, family estate, or investment property, this remarkable tract combines acreage, views, and location-making it a truly rare find in East Tennessee. NO RESTRICTIONS! Property is being sold ''as is''. Please do not drive onto property without a scheduled appointment. Buyer/buyer's agent to verify all info.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
4/10
Johnson Co Middle SchoolGrades 7-88.1 mi
4/10
Johnson Co High SchoolGrades 9-128.1 mi

Construction

Condition

  • Property condition: Below Average,Fixer
  • Year built: 1880

Materials

  • Roof: Shingle
  • Construction materials: Block,Wood Siding,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Oil,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 1,701
  • Total interior livable area: 1,701 sqft

Property

Details

  • Parcel number: 077 040.00
  • Zoning: RES

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Side Porch
  • Fencing: Pasture
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Level, Part Wooded, Pasture, Rolling Slope, Sloped

Lot

  • Lot size: 73 Acres
  • Lot size dimensions: See Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,226$38,712
Home Insurance $336$4,032
Property Taxes $1,170$14,040
Electricity $175$2,103
Total$4,907$58,884

Income You'd Need if You Spent...

35% on housing$168,240/yr
40% on housing$147,210/yr
45% on housing$130,853/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 37683$174
Johnson County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 37683—
Johnson County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Price change$675,000
2026-01-29Listed for sale$699,900
2007-09-14Sold$335,000

For Sale by Agent

AgentJessica Harkness
BrokerageFoundation Realty Group

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