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6778 Sugar Creek Ln, Whitestown, IN, 46075

5beds
3baths
2,856sqft
$444,800
$156price/sqft
$2,683/moest. monthly cost
$107,320/yrincome needed

About This Home

Welcome to 6778 Sugar Creek Lane, a well-maintained corner-lot home offering 5 bedrooms, 3 full bathrooms, a dedicated office, sunroom, and a 3-car garage. Natural light fills the home and carries through the open-concept main living area, creating a bright and comfortable flow from room to room. The kitchen and all bathrooms feature quartz countertops, and the main living spaces are finished with luxury vinyl plank flooring. The layout connects the kitchen, dining, and living areas in a practical, open design that works well for both daily living and entertaining. A dedicated office with glass doors is located on the main floor, along with a sunroom that adds additional flexible living space. The home also includes a Ring doorbell and a smart lock/keypad system for added convenience. This home has been lightly lived in, with only the primary bedroom and bathroom regularly used. The additional bedrooms have seen minimal use, and the carpet in those rooms remains in near-new condition. Built in 2024, the property offers the benefits of newer construction without the wait. Well cared for throughout, it is truly move-in ready for its next owner.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Lebanon Middle SchoolGrades 6-87.3 mi
9/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Brick,Cement Siding

Other

  • Builder name: Lennar Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Refrigerator,MicroHood,Electric Water Heater

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Level: Upper
  • Area: 143
  • Dimensions: 11x13

Bedroom4

  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedroom5

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 150
  • Dimensions: 10x15

Features

  • Attic Access,Walk-In Closet(s),Storage,Kitchen Island,Pantry,Smart Thermostat
  • Window features: Wood Work Painted
  • Attic: Access Only

Great Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Heating & Cooling

  • Heating features: High Efficiency (90%+ AFUE ),Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,856
  • Total interior livable area: 2,856 sqft

Kitchen

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 150
  • Dimensions: 10x15

Loft

  • Level: Upper
  • Area: 180
  • Dimensions: 15x12

Master Bedroom

  • Level: Upper
  • Area: 255
  • Dimensions: 15x17

Office

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Sun Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Property

Details

  • Parcel number: 060818000039000019
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Covered
  • Exterior features: Smart Lock(s)

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Winter Weather
Drought
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,249$26,988
Home Insurance *$173$2,076
Property Taxes $0$0
Electricity $261$3,141
Total$2,683$32,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,988/yr
40% on housing$80,490/yr
45% on housing$71,546/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 46075$160
Boone County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 46075$166
Boone County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Price change$444,800
2026-07-07Price change$444,900
2026-06-24Price change$449,900
2026-06-15Price change$454,900
2026-06-05Listed for sale$459,900
2024-11-12Sold$360,000
2024-08-13Pending sale$389,995
2024-08-06Listed for sale$389,995

For Sale by Agent

AgentJhonatan Hernandez
BrokerageVylla Home

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