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12432 S State St, Chicago, IL, 60628

4beds
2baths
1,634sqft
$265,000
$162price/sqft
$2,182/moest. monthly cost
$87,280/yrincome needed

About This Home

Have you ever dreamt of a house with a nice curb appeal, a driveway, an open back porch with sitting area, a big lot with room for a firepit, a pool area, a spacious yard and tons of space to park or use for your business? Maybe also room to build a multiple car garage? This unique property might just be the one!!! Welcome to this beautiful brick property nestled in an extra large lot of aproximately 50x405 sq ft plus another lot of 47 x 134 sq ft!!! Imagine the posibilities of this property with this amazing lot size. This property features a total of 4 bedrooms, (possible 5) and 2 full bathrooms, kitchen, formal dinning room and a full basment with additional space for your ideas! The kitchen features new kitchen cabinets and new granite counter tops.. There is an amazing front family room that can potentially be used as a 5th bedroom. All of these amazing things at a great price! Do you need a big yard? This is the one! Plus, right next to Jesse Owens Elementary. Don't want! Schedule your showing today!

Getting Around

40
WalkingCar-Dependent
51
TransitGood Transit
50
BikeBikeable

Schools

Construction

Condition

  • Year built: 1924

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Bedroom4

  • Features: Flooring (Vinyl)
  • Level: Attic
  • Area: 80
  • Dimensions: 8X10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 196
  • Dimensions: 14X14

Family Room

  • Level: Main
  • Area: 336
  • Dimensions: 14X24

Features

  • Attic: Dormer,Finished,Interior Stair

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,634 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Laundry

  • Level: Basement
  • Area: 35
  • Dimensions: 5X7

Living Room

  • Level: Main
  • Area: 255
  • Dimensions: 15X17

Master Bedroom

  • Features: Flooring (Vinyl)
  • Level: Attic
  • Area: 234
  • Dimensions: 13X18

Sitting Room

  • Level: Attic
  • Area: 208
  • Dimensions: 16X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 25284110320000
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 0.61 Acres
  • Lot size dimensions: 50X405

Parking

  • Total spaces: 2
  • Parking features: Side Driveway,Off Street,Side Apron,Yes,Owned
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$331$3,972
Property Taxes $382$4,584
Electricity $130$1,569
Total$2,182$26,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,811/yr
40% on housing$65,460/yr
45% on housing$58,186/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 60628$109
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60628$119
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$269,000
2026-03-21Contingent$269,000
2026-02-17Listed for sale$269,000
2026-02-12Listing removed$279,000
2025-12-18Listed for sale$279,000
2025-12-17Listing removed$282,500
2025-12-02Listed for sale$282,500
2025-12-02Listing removed$285,000
2025-10-23Listed for sale$285,000
2025-10-14Listing removed$285,000
2025-10-10Listed for sale$285,000
2025-08-28Listing removed$285,000
2025-08-25Listed for sale$285,000
2025-07-10Sold$80,000
2025-05-28Pending sale$80,000
2025-05-12Contingent$80,000
2025-05-03Listed for sale$80,000

For Sale by Agent

AgentMaribel Castillo Sanchez
BrokerageRE/MAX Mi Casa

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