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6553 E Garwood Cir, Knoxville, TN, 37918

3beds
2baths
2,000sqft
$334,900
$167price/sqft
$2,417/moest. monthly cost
$96,680/yrincome needed

About This Home

Charming Basement Rancher in Knoxville, Tennessee - 6553 E Garwood Circle Discover comfort, flexibility, and potential in this beautifully maintained basement rancher in the heart of Fountain City, Knoxville, TN. Featuring 3 bedrooms and 2 full bathrooms, this inviting home blends modern updates with the classic charm of one of Knoxville's most established communities—perfect for first-time buyers, families, or anyone seeking room to grow. Key Features Updated kitchen with white shaker cabinets, bright finishes, and ample storage Three comfortable main-level bedrooms and two full bathrooms Expansive covered porch ideal for morning coffee or evening gatherings Fenced backyard offering privacy and a safe space for kids or pets Two-car carport with easy potential for garage conversion Spacious basement with fireplace — ideal for recreation, home office, or future apartment Quiet street in an established neighborhood near shopping, dining, and schools Lifestyle & Location Enjoy the easy pace of Fountain City living, where friendly neighborhoods and mature trees meet quick access to downtown Knoxville. Spend weekends exploring local parks, coffee shops, and trails—or stay home and relax on your oversized porch overlooking your private backyard. The finished basement provides endless options for expansion, whether you're adding a media room, gym, or in-law suite. Value & Buyer Appeal Perfect for those seeking move-in-ready comfort with room to customize. This home's flexible floor plan and prime location make it an outstanding value for buyers looking to grow or invest in Knoxville's thriving real estate market. Schedule Your Showing Don't miss the opportunity to make this charming Fountain City rancher your next home. Schedule your private showing today and experience its warmth, space, and potential firsthand. Disclaimer Buyer to verify all information. Utilities, lot boundaries, and school zones to be independently verified by buyer/buyer's agent. Info deemed reliable but not guaranteed. Some images have been AI-staged to assist with visualization and may not represent actual furnishings or finishes.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
11
BikeSomewhat Bikeable

Schools

4/10
Halls Middle SchoolGrades 6-82.2 mi
5/10
Halls High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Self Cleaning Oven

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Eat-in Kitchen,Bonus Room
  • Flooring: Other,Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 048FA008

Features

  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 0.29 Acres
  • Features: Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Off Street,Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Earthquake
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance $140$1,680
Property Taxes $409$4,908
Electricity $175$2,103
Total$2,417$29,004

Income You'd Need if You Spent...

35% on housing$82,868/yr
40% on housing$72,510/yr
45% on housing$64,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 37918$166
Knox County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 37918$195
Knox County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$339,900
2026-02-19Price change$344,900
2025-11-28Price change$349,900
2025-09-24Price change$354,900
2025-07-25Price change$359,900
2025-06-04Price change$364,900
2025-03-29Listed for sale$369,900
2025-03-18Sold$261,500
2022-10-14Sold$290,000
2022-09-16Pending sale$284,900
2022-09-13Price change$284,900
2022-08-26Price change$294,900
2022-08-13Listed for sale$299,900
2020-07-22Sold$188,000
2020-06-19Pending sale$185,000
2020-06-18Listed for sale$185,000
2020-03-06Sold$176,000
2020-02-08Pending sale$179,900
2020-01-23Price change$179,900
2019-12-16Price change$184,900
2019-12-06Price change$189,500
2019-11-15Listed for sale$189,900
2019-09-05Listing removed$109,900
2019-08-26Listed for sale$109,900
2019-08-19Pending sale$109,900
2019-07-24Listed for sale$109,900
2019-06-06Sold$63,100

For Sale by Agent

AgentMissy Sanders
BrokerageStephenson Realty & Auction

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