




922 Gratz St, Knoxville, TN, 37917
About This Home
Beautifully preserved Fourth and Gill Queen Anne Cottage! The Eugene H. and Bessie B. Kurtz House at 922 Gratz Street offers approximately 1,992 square feet. This charmer features three bedrooms, two full bathrooms, and timeless architectural character blended with thoughtful modern updates. This property truly is a special piece of North Knoxville history. The home was originally owned by Eugene H. and Bessie B. Kurtz. Bessie was the daughter of Louis A. Gratz, the only mayor of North Knoxville before its annexation into Knoxville. Bessie's mother's family were the Beardens -- family members included a mayor of Knoxville and the owner of the paper mill from which Papermill Road gets its name. Inside, you'll find original hardwood floors, four decorative fireplaces, several featuring original tile surrounds, and the craftsmanship and charm expected of a turn-of-the-century Queen Anne Cottage. The inviting wraparound front porch creates the perfect setting for morning coffee, quiet evenings, or entertaining guests. The house has been thoughtfully updated with a completely remodeled kitchen in 2021, as well as upgraded wiring, plumbing, and HVAC systems. Outside, the beautifully landscaped yard is a true gardener's retreat, featuring native plants, peonies, hydrangeas, Ruby Falls redbud trees, rosemary, dahlias, and a variety of additional plantings that create color and interest throughout the year. This is a rare opportunity to own a distinctive historic home in one of Knoxville's most beloved neighborhoods.
Getting Around
Schools
Construction
Condition
- Year built: 1900
Materials
- Construction materials: Wood Siding,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Historic,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Walk-In Closet(s),Kitchen Island
- Flooring: Hardwood,Tile
- Number of fireplaces: 4
- Fireplace features: Other
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Natural Gas,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,992
- Total interior livable area: 1,992 sqft
Property
Details
- Parcel number: 081MN028
Features
- Has view: Yes
- View description: City
Lot
- Lot size: 7,405 sqft
- Features: Level
- Lot size dimensions: 50 x 150
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Inland Flooding
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,185 | $38,220 |
| Home Insurance | $335 | $4,020 |
| Property Taxes | $792 | $9,504 |
| Electricity | $175 | $2,103 |
| Total | $4,487 | $53,844 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $629,900 |
| 2026-07-06 | Price change | $669,900 |
| 2026-05-15 | Listed for sale | $693,000 |
| 2019-04-25 | Sold | $290,000 |
| 2019-03-25 | Pending sale | $279,000 |
| 2019-03-23 | Listed for sale | $279,000 |
| 2010-06-01 | Sold | $153,200 |
| 2010-04-29 | Listed for sale | $154,900 |
| 2000-01-31 | Sold | $50,000 |
| 1996-10-24 | Sold | $25,000 |
