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922 Gratz St, Knoxville, TN, 37917

3beds
2baths
1,992sqft
$629,900
$316price/sqft
$4,487/moest. monthly cost
$179,480/yrincome needed

About This Home

Beautifully preserved Fourth and Gill Queen Anne Cottage! The Eugene H. and Bessie B. Kurtz House at 922 Gratz Street offers approximately 1,992 square feet. This charmer features three bedrooms, two full bathrooms, and timeless architectural character blended with thoughtful modern updates. This property truly is a special piece of North Knoxville history. The home was originally owned by Eugene H. and Bessie B. Kurtz. Bessie was the daughter of Louis A. Gratz, the only mayor of North Knoxville before its annexation into Knoxville. Bessie's mother's family were the Beardens -- family members included a mayor of Knoxville and the owner of the paper mill from which Papermill Road gets its name. Inside, you'll find original hardwood floors, four decorative fireplaces, several featuring original tile surrounds, and the craftsmanship and charm expected of a turn-of-the-century Queen Anne Cottage. The inviting wraparound front porch creates the perfect setting for morning coffee, quiet evenings, or entertaining guests. The house has been thoughtfully updated with a completely remodeled kitchen in 2021, as well as upgraded wiring, plumbing, and HVAC systems. Outside, the beautifully landscaped yard is a true gardener's retreat, featuring native plants, peonies, hydrangeas, Ruby Falls redbud trees, rosemary, dahlias, and a variety of additional plantings that create color and interest throughout the year. This is a rare opportunity to own a distinctive historic home in one of Knoxville's most beloved neighborhoods.

Getting Around

75
WalkingVery Walkable
44
TransitSome Transit
82
BikeVery Bikeable

Schools

7/10
2/10
Vine Middle/MagnetGrades 6-81.0 mi
3/10
Fulton High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s),Kitchen Island
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 4
  • Fireplace features: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,992
  • Total interior livable area: 1,992 sqft

Property

Details

  • Parcel number: 081MN028

Features

  • Has view: Yes
  • View description: City

Lot

  • Lot size: 7,405 sqft
  • Features: Level
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance $335$4,020
Property Taxes $792$9,504
Electricity $175$2,103
Total$4,487$53,844

Income You'd Need if You Spent...

35% on housing$153,840/yr
40% on housing$134,610/yr
45% on housing$119,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 37917$169
Knox County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 37917$229
Knox County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$629,900
2026-07-06Price change$669,900
2026-05-15Listed for sale$693,000
2019-04-25Sold$290,000
2019-03-25Pending sale$279,000
2019-03-23Listed for sale$279,000
2010-06-01Sold$153,200
2010-04-29Listed for sale$154,900
2000-01-31Sold$50,000
1996-10-24Sold$25,000

For Sale by Agent

AgentJoe Hickman
BrokerageFirst Neighborhoods Realty

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