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12762 S Union Ave, Chicago, IL, 60628

3beds
2baths
1,410sqft
$75,000
$53price/sqft
$710/moest. monthly cost
$28,400/yrincome needed

About This Home

MULTIPLE OFFERS RECEIVED. HIGHEST & BEST DUE BY FRIDAY, 7/31 @ 12:00 PM. Bring your vision to this brick ranch home with endless potential. Featuring 3 bedrooms, 1.5 bathrooms, a full finished basement, and a 2-car detached garage, this home offers plenty of space and a solid foundation for your next renovation project. The property is in need to repairs and cosmetic updates but presents an excellent opportunity for investors or owner-occupants looking to create their dream home. Convenient West Pullman location close to parks, schools, shopping, and major transportation routes. Property is being sold AS-IS. Priced to sell quick!

Getting Around

46
WalkingCar-Dependent
46
TransitSome Transit
60
BikeBikeable

Schools

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedroom3

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Features

  • Flooring: Laminate
  • Finished area below ground: 450

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,410
  • Total interior livable area: 1,410 sqft

Kitchen

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Living Room

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Master Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Recreation Room

  • Level: Basement
  • Area: 320
  • Dimensions: 20X16

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 25331020340000
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 123 x 30

Parking

  • Total spaces: 2
  • Parking features: Concrete,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$93$1,116
Property Taxes $108$1,296
Electricity $130$1,569
Total$710$8,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,342/yr
40% on housing$21,300/yr
45% on housing$18,933/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$53This listing

vs Other Active Listings

Avg $/sqft

ZIP 60628$109
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60628$119
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentDanny Ross
BrokerageHomeSmart Connect LLC

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