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4205 Guinn Rd, Knoxville, TN, 37931

4beds
5baths
5,144sqft
$2,350,000
$457price/sqft
$16,005/moest. monthly cost
$640,200/yrincome needed

About This Home

LAKEFRONT estate property on quiet Melton Hill Lake, a gentle walk on a nearly level lot to YEAR-ROUND water, with a 4-slip boat dock, gorgeous salt-water pool, poolside kitchen/dining pavilion, complete with an outdoor fireplace -- all capturing the stunning year-round lake view. Melton Hill Lake has minimal water level fluctuation, making it a premier destination for boating, fishing, skiing, and flatwater paddling. The minimally developed shoreline offers expansive natural views and calm water, a rarity on the area lakes! Literally a chance-of-a-lifetime opportunity to live 10 minutes from 'town' in an area where properties are seldom offered for sale -- supremely convenient to Knoxville and Oak Ridge! In addition to year-round outdoor living and entertaining, this special home features an expansive kitchen with high-end appliances, custom cabinetry with ALL the bells and whistles, 300 year-old heart-pine flooring from an historic N. Carolina building, stunning lake-views from great room and sunroom, spacious bedrooms, sumptuous bathrooms, and a tiled family room with fireplace in the basement -- perfect for in and out of the pool and lake. You may never want to leave the lake-view primary suite as you enjoy a morning mimosa and coffee or evening glass of wine from the built-in bar with beverage cooler. And talk about storage, in addition to the main level oversized 2-car garage and mudroom, the ALL-CONCRETE basement garage and adjoining workshop room are literally bunkers! The covered dock has 3 electric boat lifts, a double jet-ski dock, and 2 automatic boat covers. The Sellers have dearly-loved and relentlessly improved this property for over 20 years, graciously entertaining crowds of family, friends, and business associates -- it's ready for the next owner to enjoy its bountiful offerings!

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
1
BikeSomewhat Bikeable

Schools

--
8/10
7/10
Hardin Valley AcademyGrades 9-122.9 mi

Construction

Condition

  • Year built: 1988

Materials

  • Construction materials: Stone,Cedar,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Microwave,Refrigerator,Self Cleaning Oven

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Kitchen Island,Dry Bar,Pantry,Wet Bar,Eat-in Kitchen
  • Window features: Insulated Windows,ENERGY STAR Qualified Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 3
  • Fireplace features: Gas,Brick,Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,144
  • Total interior livable area: 5,144 sqft

Property

Details

  • Parcel number: 088 00109

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Gas Grill,Prof Landscaped,Balcony,Dock
  • Has view: Yes
  • Has water view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake/Water Access,Waterfront
  • Frontage type: Lakefront

Lot

  • Lot size: 1.04 Acres
  • Features: Current Dock Permit on File,Level
  • Lot size dimensions: 240 x 191 x 153 x irreg

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side,Garage Faces Rear,Garage Door Opener,Attached,Basement,Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,882$142,584
Home Insurance $837$10,044
Property Taxes $2,869$34,428
Electricity $417$5,015
Total$16,005$192,060

Income You'd Need if You Spent...

35% on housing$548,742/yr
40% on housing$480,150/yr
45% on housing$426,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$457This listing

vs Other Active Listings

Avg $/sqft

ZIP 37931$193
Knox County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 37931$209
Knox County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$2,350,000
2026-06-18Listed for sale$2,500,000
2000-10-03Sold$430,000
1998-11-03Sold$385,000
1994-09-27Sold$359,500

For Sale by Agent

AgentSusy Yeatman
BrokerageOak & Iron Realty

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