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12908 S Wallace St, Chicago, IL, 60628

5beds
3baths
1,300sqft
$139,000
$107price/sqft
$1,206/moest. monthly cost
$48,240/yrincome needed

About This Home

INVESTOR/HANDYMAN SPECIAL! BRICK CAPE COD ON A BEAUTIFUL BLOCK OF WEST PULLMAN IN A FANTASTIC POCKET! 3 FLOORS OF LIVING SPACE WITH A BATH ON EACH FLOOR! HARDWOOD FLOORS! CORP. OWNED, AS-IS SALE, CASH ONLY, NO SURVEY, TAXES 100%. EASY SHOW AND SELL!

Getting Around

39
WalkingCar-Dependent
46
TransitSome Transit
58
BikeBikeable

Schools

5/10
Brown R Elementary Community AcademyGrades PK-80.4 mi
--
Fenger Academy High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1944

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 88
  • Dimensions: 11X8

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 110
  • Dimensions: 11X10

Bedroom4

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 72
  • Dimensions: 9X8

Bedroom5

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 90
  • Dimensions: 10X9

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 180
  • Dimensions: 18X10

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Features

  • 1st Floor Bedroom,1st Floor Full Bath
  • Flooring: Hardwood,Laminate

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,300 sqft

Kitchen

  • Features: Kitchen (Galley),Flooring (Wood Laminate)
  • Level: Main
  • Area: 88
  • Dimensions: 11X8

Laundry

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 96
  • Dimensions: 12X8

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 198
  • Dimensions: 18X11

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 130
  • Dimensions: 13X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 25331130510000
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Fenced

Lot

  • Lot size: 3,125 sqft
  • Lot size dimensions: 25x125

Parking

  • Total spaces: 1
  • Parking features: Off Alley,Garage,Yes,Garage Owned,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$174$2,088
Property Taxes $200$2,400
Electricity $130$1,569
Total$1,206$14,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$48,240/yr
35% on housing$41,348/yr
40% on housing$36,180/yr
45% on housing$32,160/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 60628$109
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60628$119
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$139,000
2012-03-02Sold$32,000
2003-08-18Sold$123,000
1998-09-10Sold$53,000

For Sale by Agent

AgentRyan Cherney
BrokerageCircle One Realty
Phone630-862-5181
View on Zillow

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