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4012 Cotton Tree Ln, Burtonsville, MD, 20866

6beds
4baths
3,804sqft
$875,000
$230price/sqft
$5,925/moest. monthly cost
$237,000/yrincome needed

About This Home

Beautifully maintained Colonial residence nestled on a cul-de-sac in desirable Blackburn Village. Backing to mature woods with no homes directly behind and only one neighboring property, this exceptional location offers added privacy while providing direct access to scenic trails and the adjacent Fairland Regional Park. // Inviting curb appeal begins with lush perennial gardens lining the walkway to a spacious covered front porch. A timeless brick-accented façade with vibrant green shutters and white trim creates a warm and welcoming first impression. Inside, discover 3,804 finished square feet of bright, open living space enhanced by oversized windows and a traditional floor plan designed for both everyday living and entertaining. // A dramatic two-story foyer with hardwood flooring welcomes you inside and opens to a private study, ideal for a home office. Across the foyer, the formal living room flows seamlessly into the elegant dining room, where plush carpeting, lower wainscoting, chair railing, and a chandelier create a refined setting for hosting family and friends. // The spacious eat-in kitchen is thoughtfully designed with ceramic tile flooring, a center island, stainless steel appliances, a decorative tile backsplash with custom accents, a pantry, abundant cabinetry, and generous countertop space. The adjoining breakfast room offers sliding glass door access to the deck and opens directly to the inviting family room, where hardwood floors, a ceiling fan, and a cozy gas fireplace create the perfect gathering space. A convenient powder room and laundry room complete the main level. // Upstairs, five generously sized bedrooms, all featuring hardwood flooring, are accompanied by two full bathrooms. The expansive owner's suite serves as a private retreat with soaring vaulted ceilings, a walk-in closet, and an adjoining flex room ideal for a nursery, home office, sitting room, or bedroom. The luxurious ensuite bath features a dual-sink vanity, jetted corner soaking tub, and a separate shower with dual shower heads. // The walk-out lower level expands the home's versatility with a spacious recreation room perfect for a media area, game room, or additional lounge space. A sixth bedroom with dual closets, a full bathroom, and a storage room provides excellent flexibility for guests, multigenerational living, or hobbies. // Step outside to the expansive deck overlooking peaceful wooded views, with stairs leading to a fully fenced backyard complete with a garden area—an ideal setting for outdoor entertaining, gardening, or simply enjoying the surrounding natural beauty.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

4/10
5/10
Paint Branch High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Permanent
  • Roof: Architectural Shingle
  • Construction materials: Brick Front,Vinyl Siding,Brick

Other

  • Builder name: Richmond American

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Energy Efficient Appliances,Freezer,Self Cleaning Oven,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Gas Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Finished,Heated,Interior Entry,Exterior Entry,Rear Entrance,Sump Pump,Walk-Out Access,Windows

Bedroom2

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 144
  • Dimensions: 12 X 12

Bedroom3

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 143
  • Dimensions: 13 X 11

Bedroom4

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 130
  • Dimensions: 13 X 10

Bedroom5

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 121
  • Dimensions: 11 X 11

Bedroom6

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 208
  • Dimensions: 16 X 13

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Features: Flooring - Ceramic Tile
  • Level: Main
  • Area: 120
  • Dimensions: 12 X 10

Dining Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Family Room

  • Features: Fireplace - Gas,Flooring - HardWood
  • Level: Main
  • Area: 285
  • Dimensions: 19 X 15

Features

  • Attic,Breakfast Area,Ceiling Fan(s),Chair Railings,Crown Molding,Dining Area,Family Room Off Kitchen,Open Floorplan,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen Island,Primary Bath(s),Recessed Lighting,Walk-In Closet(s),2 Story Ceilings,9'+ Ceilings,Cathedral Ceiling(s),Dry Wall,High Ceilings
  • Flooring: Carpet,Ceramic Tile,Concrete,Hardwood,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane,Mantel(s),Marble
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 2,804

Foyer

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 121
  • Dimensions: 11 X 11

Game Room

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 165
  • Dimensions: 15 X 11

Half Bath

  • Features: Flooring - Ceramic Tile
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,356
  • Total interior livable area: 3,804 sqft

Kitchen

  • Features: Flooring - Ceramic Tile
  • Level: Main
  • Area: 228
  • Dimensions: 12 X 19

Laundry

  • Features: Flooring - Ceramic Tile
  • Level: Main

Living Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 180
  • Dimensions: 15 X 12

Other

  • Features: Flooring - Ceramic Tile
  • Level: Upper

Other

  • Features: Flooring - Vinyl
  • Level: Lower

Primary Bathroom

  • Features: Flooring - Ceramic Tile
  • Level: Upper

Primary Bedroom

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 361
  • Dimensions: 19 X 19

Recreation Room

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 325
  • Dimensions: 25 X 13

Storage Room

  • Features: Flooring - Concrete
  • Level: Lower
  • Area: 198
  • Dimensions: 18 X 11

Study

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 99
  • Dimensions: 11 X 9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160503274467
  • Zoning: R200
  • Special condition: Standard

Features

  • Levels: Three and One Half
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 10,019 sqft
  • Features: Backs to Trees,Cul-De-Sac,Backs - Parkland,Premium,Wooded,Suburban

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Inside Entrance,Garage Door Opener,Concrete,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$203$2,436
Property Taxes $814$9,768
Electricity $484$5,815
Total$5,925$71,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,142/yr
40% on housing$177,750/yr
45% on housing$158,000/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 20866$200
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20866$264
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$875,000
2026-07-02Listed for sale$900,000
2002-07-09Sold$425,281

For Sale by Agent

AgentBob Lucido
BrokerageKeller Williams Lucido Agency

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