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6386 Highway 209 N, Ripley, TN, 38063

3beds
1baths
1,692sqft
$160,000
$95price/sqft
$1,273/moest. monthly cost
$50,920/yrincome needed

About This Home

Fantastic and spacious 3 bedroom brick home in Lauderdale County. All appliances on site stay with the home, washer, dryer, stove, fridge. 2 car covered parking. Hardwood floors throughout except kitchen/dining area which is wood laminate. Some mature trees on the lot. Split bedroom plan. Enormous family room and a separate living room. Listing agent is related to the seller. Move in ready, neutral colors throughout. Large closet in the bedrooms and lots of cabinets in the kitchen. Located in Lauderdale County so no city taxes. Storage shed. Beautiful park with playground across the street.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
Halls Elementary SchoolGrades PK-66.0 mi
5/10
Halls Junior High SchoolGrades 7-85.9 mi
4/10
Halls High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Composition Shingles
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Vent Hood/Exhaust Fan,Range/Oven,Refrigerator,Washer,Dryer

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Hardwood Floor
  • Level: First

Bedroom3

  • Features: Hardwood Floor
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • All Bedrooms Down,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Window features: Wood Frames,Window Treatments
  • Flooring: Part Hardwood,Wood Laminate Floors,Vinyl
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,220 Wiring

Interior Area

  • Total interior livable area: 1,692 sqft

Kitchen

  • Features: Pantry,W/D Connection in Kitchen

Living Room

  • Features: Separate Living Room,Great Room

Master Bedroom

  • Features: Hardwood Floor
  • Level: First

Property

Details

  • Parcel number: 057L A 003.00

Features

  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.40 Acres
  • Features: Some Trees,Corner Lot
  • Lot size dimensions: 116 x 150

Parking

  • Total spaces: 2
  • Parking features: Driveway/Pad
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Ice Storm
Lightning
Tornado
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance $200$2,400
Property Taxes $89$1,068
Electricity $175$2,103
Total$1,273$15,276

Income You'd Need if You Spent...

35% on housing$43,645/yr
40% on housing$38,190/yr
45% on housing$33,946/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 38063$89
Lauderdale County$97

vs Homes Sold Last Month

Median $/sqft

ZIP 38063
Lauderdale County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$160,000
2026-03-09Listed for sale$180,000
2006-05-03Sold$40,000
2000-05-30Sold$37,500

For Sale by Agent

AgentRita Driver
BrokerageAll Stars Realty

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