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102 Church St, Petersburg, TN, 37144

2beds
2baths
1,525sqft
$279,000
$183price/sqft
$1,923/moest. monthly cost
$76,920/yrincome needed

About This Home

Charming Renovated Home Just Steps from Petersburg Square! This beautifully updated 2-bedroom, 2-bath home offers the perfect blend of character and modern conveniences in a prime location. Fully renovated in 2021, updates include electrical wiring, plumbing, and numerous interior improvements. Enjoy peace of mind with an encapsulated crawlspace, propane tankless water heater, and propane fireplace for cozy evenings. The spacious kitchen is a true highlight, featuring abundant cabinetry, Acacia wood countertops, a pantry, and stunning shiplap ceilings that add warmth and charm. Outside, you’ll find a detached shop with concrete floors and 100 amp service perfect for hobbies, storage, or a workspace. Conveniently located within walking distance of Petersburg Square, you’ll love the small-town atmosphere while being close to local amenities. Don’t miss your opportunity to own this move-in-ready gem—schedule your private showing today!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
Unity SchoolGrades PK-86.8 mi
7/10
Lincoln County High SchoolGrades 9-1213.4 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Metal
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Features: Full Bath
  • Level: Full Bath
  • Area: 195
  • Dimensions: 15x13

Bedroom2

  • Area: 210
  • Dimensions: 15x14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Bookcases,Pantry,Walk-In Closet(s),High Speed Internet,Kitchen Island
  • Flooring: Wood,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,525

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,525
  • Total interior livable area: 1,525 sqft

Kitchen

  • Area: 225
  • Dimensions: 15x15

Living Room

  • Area: 405
  • Dimensions: 27x15

Master Bathroom

  • Features: Primary Bedroom
  • Level: Primary Bedroom

Property

Details

  • Parcel number: 006J A 01900 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Covered

Lot

  • Lot size: 0.40 Acres
  • Lot size dimensions: 108 x 175M IRR

Parking

  • Total spaces: 4
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance $243$2,916
Property Taxes $95$1,140
Electricity $175$2,103
Total$1,923$23,076

Income You'd Need if You Spent...

35% on housing$65,931/yr
40% on housing$57,690/yr
45% on housing$51,280/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 37144$97
Lincoln County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 37144
Lincoln County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$279,000
2026-06-18Listed for sale$285,000
2021-08-10Sold$210,000
2021-06-18Contingent$199,900
2021-06-15Listed for sale$199,900
2016-11-07Sold$87,800
2015-09-04Sold$18,000
2015-08-09Price change$18,000
2015-07-15Price change$22,000
2015-06-05Listed for sale$23,000
2015-05-18Sold$25,000

For Sale by Agent

AgentJerri Etienne
BrokerageColdwell Banker Southern Realty

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