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4193 Parris Dr, Lenoir City, TN, 37772

2beds
4baths
3,141sqft
$925,000
$294price/sqft
$6,576/moest. monthly cost
$263,040/yrincome needed

About This Home

Rare opportunity to own a first-time-to-market Fort Loudon lakefront gem! This versatile year-round home or weekend getaway is move in ready. Experience the ultimate lake lifestyle with year-round water and incredible views from your private cove. This 3,141 SF home offers a thoughtfully designed layout featuring a main-floor primary suite where Pella windows frame stunning sun-drenched water views plus an additional guest room. The chef's kitchen boasts rich Hickory cabinets, granite countertops, and stainless appliances. Currently 2 flex rooms are being used as 3rd and 4th bedrooms. Recent high-value updates include a new HVAC and new septic system complete with drain field providing peace of mind. Outdoors, enjoy a covered and screened Trex deck or soak up the sun on the large open deck--both perfect for entertaining. The property is fully dockable per TVA regulations, allowing you to build the custom setup you've always dreamed of. NOTE: New owners must apply for a TVA Section 26a permit within 60 days of closing to transfer or build a dock. With a bonus room upstairs and a finished basement featuring original marble and granite floors plus a workshop for your hobbies, this home truly has it all!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
7/10
North Middle SchoolGrades 5-86.0 mi
6/10
Loudon High SchoolGrades 9-129.0 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Frame,Stone,Vinyl Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Oven
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Pantry,Ceiling Fan(s)
  • Flooring: Carpet,Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Insert
  • Fireplace: Yes
  • Finished area below ground: 846
  • Finished area above ground: 2,295

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Propane
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,141
  • Total interior livable area: 3,141 sqft

Property

Details

  • Parcel number: 027 05800 000
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Deck,Patio,Porch,Covered
  • On waterfront: Yes
  • Waterfront features: River Front
  • Topography of land: Other

Lot

  • Lot size: 1.28 Acres
  • Features: Other
  • Lot size dimensions: 408 x 96 x IRR

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance $282$3,384
Property Taxes $1,362$16,344
Electricity $255$3,062
Total$6,576$78,912

Income You'd Need if You Spent...

35% on housing$225,462/yr
40% on housing$197,280/yr
45% on housing$175,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 37772$309
Loudon County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 37772$240
Loudon County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$975,000
2025-11-04Listing removed$1,049,000
2025-10-26Price change$1,049,000
2025-09-13Price change$1,149,000
2025-08-18Listed for sale$1,199,000
1998-05-04Sold$117,500
1996-07-08Sold$85,000

For Sale by Agent

AgentPam Owen
BrokerageRealty Executives Associates

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