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479 Engel Rd, Loudon, TN, 37774

2beds
3baths
2,880sqft
$1,000,000
$347price/sqft
$7,059/moest. monthly cost
$282,360/yrincome needed

About This Home

Contingency fell through! ***A LITTLE PIECE OF PARADISE*** A rare find in Loudon. Beautiful LAKEFRONT with DOCK. This Home Offers fantastic VIEWS of the LAKE and Country side. Flat Driveway welcomes you. Over sized 2 CAR GARAGE, 23' deep with adjacent Carport provides for ample parking, for Toys or Motorhome. A Wrap Around Covered Porch leads you to the LAKESIDE of the home. Here you have an Outdoor Kitchen, and large Sitting area. Inside there is a LARGE OPEN CONCEPT GREAT RM -Dining RM-Kitchen Combo. Kitchen features New in 2026, SS Appliances, Granite Counters, Tile Backsplash, Custom Maple Craftmade Cabinetry, A Pantry, and Center Island with Soapstone Sink. Gorgeous Hardwood Floors Throughout the home. A Gas Log FIREPLACE w Wood Mantle for cozy evenings. The Spacious Primary Suite easily handles a King Bed, Large Closet and Bath. Glass Sliders open to the Porch. Bath has a Jacuzzi Tub, Open Linen Closet, Double Vanity with Granite. Main Level also has a Powder RM and Laundry RM. Lower Level has another Primary Suite with Full Bath. A Large FLEX RM is being used as a 3rd Bedroom. A large Family RM has another Beautiful Fireplace and is perfect for Movie night and Family gatherings. Outside there is a great Patio for Relaxing and enjoying the Awesome Lake Views and Peacefulness of this property. Blind on all Windows. A row of Leyland Cypress trees on each property side gives total Privacy. Take a short walk or use your Golf Cart to your own Private Dock. The Dock will handle a Pontoon or a V-HULL Boat. You have Potable water here, and Misters to keep you cool while basking in the sun, a wet bar and mini fridge. The Raised Garden Beds in Back of the House are watered from the lake. A small shed houses the lawn mower and has an Outdoor Shower. You wont find this available for sale often. Don't wait call today for your private viewing. Buyer to verify Sq Ft.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Loudon Elementary SchoolGrades PK-52.7 mi
5/10
Ft Loudoun Middle SchoolGrades 6-82.9 mi
6/10
Loudon High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2016

Materials

  • Construction materials: Vinyl Siding,Brick,Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Gas Range,Dishwasher,Dryer,Microwave,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Pantry,Wet Bar,Eat-in Kitchen
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,880
  • Total interior livable area: 2,880 sqft

Property

Details

  • Parcel number: 033L A 00300 000

Features

  • Exterior features: Dock
  • Has view: Yes
  • View description: Mountain(s),Country Setting
  • Has water view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake/Water Access,Waterfront

Lot

  • Lot size: 0.86 Acres
  • Features: Current Dock Permit on File,Rolling Slope
  • Lot size dimensions: 122 x 408 x 103 x 412

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached,RV Access/Parking,Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance $296$3,552
Property Taxes $1,473$17,676
Electricity $234$2,808
Total$7,059$84,708

Income You'd Need if You Spent...

35% on housing$242,022/yr
40% on housing$211,770/yr
45% on housing$188,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 37774$212
Loudon County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 37774$254
Loudon County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$1,000,000
2026-07-24Pending sale$1,000,000
2026-06-22Listed for sale$1,000,000
2024-10-04Sold$850,000
2024-09-13Pending sale$899,000
2024-08-23Listed for sale$899,000
2024-06-21Pending sale$899,000
2024-06-18Price change$899,000
2024-05-08Price change$915,000
2024-04-18Listed for sale$949,500
2015-08-07Sold$152,500
2010-08-31Sold$95,000
2010-05-11Listing removed$135
2010-03-14Price change$135
2009-10-02Price change$135,000
2009-03-09Listed for sale$164,900

For Sale by Agent

AgentCindy Nash Miller
BrokerageReMax Excels

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