506 Wharf St, Loudon, TN, 37774
About This Home
Nestled on one of Loudon's most beautiful historic streets, this timeless 1918 brick home perfectly blends classic character with modern comfort. Inside, you are greeted by a spacious, sunlit living room anchored by a cozy fireplace and elegant plantation shutters. The separate formal dining room flows effortlessly, making it ideal for hosting dinners. The layout features three inviting bedrooms and 1.5 baths, highlighted by a mix of original hardwood and sleek bamboo flooring.Step outside into your own private oasis. Tucked away behind a full privacy fence, the yard boasts magnificent mature trees that provide a lush, shaded canopy. The expansive back patio is your go-to spot for lively weekend BBQs or quiet morning coffee where you can hear the Church bells chime on Sunday Morning. Added bonuses include a charming, cottage-style storage building (a former garage with endless potential) and an unbeatable location. Enjoy the ultimate small-town lifestyle with a short, scenic stroll to all the shopping, dining, town parades and community events in downtown Loudon.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1918
Materials
- Construction materials: Vinyl Siding,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
Basement
- Basement: Crawl Space
Features
- Bonus Room
- Flooring: Laminate,Hardwood,Vinyl
- Number of fireplaces: 1
- Fireplace features: Masonry,Wood Burning Stove
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Natural Gas,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,821
- Total interior livable area: 1,821 sqft
Property
Details
- Parcel number: 041A B 02200 000
Features
- Has view: Yes
- View description: City
Lot
- Lot size: 10,454 sqft
- Features: Irregular Lot,Level
- Lot size dimensions: 100 x 110
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Earthquake
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance | $74 | $888 |
| Property Taxes | $70 | $840 |
| Electricity | $175 | $2,103 |
| Total | $1,583 | $18,996 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-24 | Listed for sale | $250,000 |
| 2026-01-17 | Listing removed | $249,900 |
| 2026-01-08 | Price change | $249,900 |
| 2025-10-09 | Listed for sale | $265,000 |
| 2007-10-26 | Sold | $108,000 |
| 2007-05-25 | Sold | $120,027 |
| 2004-10-04 | Sold | $112,900 |
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