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100 Church St, Loudon, TN, 37774

2beds
2baths
1,104sqft
$199,900
$181price/sqft
$1,300/moest. monthly cost
$52,000/yrincome needed

About This Home

Welcome to this solid brick 2-bedroom, 1.5-bath home conveniently located in the heart of Loudon, just minutes from local shopping, dining, and everyday conveniences. This home offers a functional layout plus an additional flex room that can easily serve as a home office, hobby space, guest area, or bonus room—bringing extra versatility to the floor plan. A handicap-accessible front porch and accessible main bathroom provide added comfort and ease of entry. Enjoy relaxing on the large porch, complete with a fenced-in area, perfect for pets or added privacy. Additional storage is available with a 10x16 storage shed. Recent updates include a roof approximately 5 years old, HVAC system just 2 years old, new flooring in the living room, and windows replaced around 10 years ago, offering peace of mind for years to come. The washer, dryer, and stand-up freezer will convey with the property. This home is full of potential and ready for its next owner to bring their creativity and imagination to make it truly their own. Whether you're a first-time buyer, downsizing, or looking for a home with flexibility, this property is a great opportunity in a desirable Loudon location. Give me a call today to schedule a tour.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Loudon Elementary SchoolGrades PK-51.4 mi
5/10
Ft Loudoun Middle SchoolGrades 6-81.5 mi
6/10
Loudon High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Bonus Room
  • Window features: Insulated Windows
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Heat Pump,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,104
  • Total interior livable area: 1,104 sqft

Property

Details

  • Parcel number: 041B B 008.00

Features

  • Has view: Yes
  • View description: City

Lot

  • Lot size: 6,534 sqft
  • Features: Corner Lot,Level

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Earthquake
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance $59$708
Property Taxes $56$672
Electricity $175$2,103
Total$1,300$15,600

Income You'd Need if You Spent...

35% on housing$44,571/yr
40% on housing$39,000/yr
45% on housing$34,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 37774$217
Loudon County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 37774$254
Loudon County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$205,000
2026-04-01Price change$214,900
2025-12-13Listed for sale$219,900

For Sale by Agent

AgentJoseph J. Wallace
BrokerageKeller Williams West Knoxville

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