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406 Keota Ln, Tellico Plns, TN, 37774

3beds
2baths
1,986sqft
$589,900
$297price/sqft
$4,200/moest. monthly cost
$168,000/yrincome needed

About This Home

Welcome home to this beautifully crafted custom residence where timeless design meets everyday comfort. The heart of the home is a stunning chef's kitchen featuring a large quartz island, quartz countertops, crisp white shaker cabinetry, stainless steel appliances, abundant storage, and space for a breakfast table, perfect for casual mornings or entertaining family and friends. The open-concept living area showcases a gorgeous custom built-in surrounding the fireplace, creating an inviting space for relaxing or hosting guests. A formal dining room adds elegance for holidays and special occasions. Just off the courtyard-entry garage, you'll find a thoughtfully designed laundry room complete with cabinetry and a utility sink for added convenience and organization. The desirable split-bedroom floor plan offers exceptional privacy, with a spacious primary suite featuring abundant natural light, a tray ceiling, dual vanities, a jetted soaking tub, a beautifully tiled walk-in shower, and a generous walk-in closet. Need additional space? The large bonus room is ideal as a guest suite, home office, media room, fitness space, or recreation room. On clear days, enjoy seasonal lake views from the bonus room window. Outdoor living is equally impressive with a screened-in porch that extends your living space year-round, an expansive paver patio, built-in fire pit, and grilling area, perfect for entertaining or enjoying peaceful East Tennessee evenings. The professionally landscaped yard includes a full irrigation system to keep everything lush and beautiful. Additional features include propane service for the fireplace and outdoor gas grill, quality custom finishes throughout, and a location that offers the perfect balance of privacy and convenience. This exceptional home combines luxury, functionality, and outdoor living in one remarkable package. Suburban propane inside of Tellico Village Systems for gas for fireplace. Lawn Care info is on the disclosure.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
Steekee Elementary SchoolGrades PK-53.7 mi
5/10
Ft Loudoun Middle SchoolGrades 6-85.2 mi
6/10
Loudon High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2019

Materials

  • Construction materials: Stone,Other,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Basement: None

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal
  • Level: Formal

Features

  • Walk-In Closet(s),Pantry
  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Insert
  • Fireplace: Yes
  • Finished area above ground: 1,986

Heating & Cooling

  • Heating features: Central,Electric,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,986
  • Total interior livable area: 1,986 sqft

Kitchen

  • Features: Pantry
  • Level: Pantry

Other

  • Features: Utility Room
  • Level: Utility Room

Property

Details

  • Parcel number: 050E H 03100 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Association
  • Patio & porch: Porch,Covered
  • Topography of land: Level

Lot

  • Lot size: 0.25 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Earthquake
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,982$35,784
Home Insurance $174$2,088
Property Taxes $869$10,428
Electricity $175$2,103
Total$4,200$50,400

Income You'd Need if You Spent...

35% on housing$144,000/yr
40% on housing$126,000/yr
45% on housing$112,000/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 37774$214
Loudon County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 37774$254
Loudon County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$585,000
2026-07-21Price change$589,900
2026-07-12Listed for sale$595,000
2023-01-06Sold$538,000
2022-11-18Pending sale$536,000
2022-11-14Listed for sale$536,000
2022-11-05Pending sale$536,000
2022-11-03Listed for sale$536,000
2019-09-20Sold$340,000
2019-09-04Pending sale$337,900
2019-09-04Listed for sale$337,900
2018-12-27Sold$10,000
2018-04-13Listing removed$16,500
2017-07-11Price change$16,500
2017-04-24Listed for sale$18,000
2017-01-10Sold$7,000
2015-12-14Listing removed$24,900
2015-05-23Listed for sale$24,900

For Sale by Agent

AgentJulia Hurley
BrokerageJustHomesGroup

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