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231 Oostanali Way, Loudon, TN, 37774

3beds
3baths
2,845sqft
$849,000
$298price/sqft
$6,025/moest. monthly cost
$241,000/yrincome needed

About This Home

Welcome to Your Dream Home! Packed with builder upgrades from the moment you step in the driveway! Featuring 3 bedrooms, and 3 baths with a 3 car Garage and a Bonus Room with a full bath and closet upstairs, desirable open floor living area, this Home is a true standout. The exterior showcases a charming blend of brick, stone and vinyl siding, enhancing the home's curb appeal. Offering 2845sqft of meticulously designed living space, this home features an open-concept layout filled stylish finishes throughout. Spacious Living Room serves as the heart of the home, featuring elegant cabinetry, beautiful countertops, a floor-to-ceiling stone design gas fireplace. Gourmet kitchen is a chef's dream, with beautiful countertops and backsplash, white and natural wood cabinetry, SS appliances and ample cabinet space. Large master suite boasts high ceilings with an office nook and a spa-like spacious bathroom with double vanities, walk-in shower, freestanding tub, and stunning custom tile work. Each closet is equipped with custom built-in shelving, offering both organization and luxury. Laundry room features generous cabinet space and a convenient sink; Luxurious flooring flows seamlessly throughout the home, enhancing its beauty and functionality. A Walking Trail right behind the Home is a small hidden treasure for those who are active and love a peaceful walk in the morning. Outside, black windows, concrete patio for practical outdoor living while professionally landscaped grounds include an irrigation system and a spacious screened porch, perfect for outdoor living. Come Check Out Your Future Home!!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
Steekee Elementary SchoolGrades PK-53.6 mi
5/10
Greenback SchoolGrades PK-125.2 mi
6/10
Loudon Elementary SchoolGrades PK-55.0 mi

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Stone,Vinyl Siding,Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Disposal,Microwave,Range,Refrigerator,Self Cleaning Oven

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Kitchen Island,Dry Bar,Pantry,Eat-in Kitchen,Bonus Room
  • Window features: Windows - Vinyl
  • Flooring: Tile
  • Number of fireplaces: 2
  • Fireplace features: Ventless,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Propane,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,845
  • Total interior livable area: 2,845 sqft

Property

Details

  • Parcel number: 058E F 009.00

Features

  • Exterior features: Irrigation System,Prof Landscaped
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.25 Acres
  • Features: Wooded,Level

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Attached,Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance $251$3,012
Property Taxes $1,250$15,000
Electricity $231$2,773
Total$6,025$72,300

Income You'd Need if You Spent...

35% on housing$206,571/yr
40% on housing$180,750/yr
45% on housing$160,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 37774$213
Loudon County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 37774$254
Loudon County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$865,000
2025-08-13Listing removed$604,900
2025-02-04Listed for sale$604,900
2023-02-03Sold$12,000
2020-04-27Sold$1,500
2018-04-13Listing removed$8,500
2018-03-07Price change$8,500
2018-03-06Price change$8,000
2017-06-26Price change$9,500
2015-05-23Listed for sale$12,000
2015-04-09Listing removed$12,000
2015-03-27Listed for sale$12,000
2006-07-11Sold$35,900
2006-01-27Sold$18,500
2004-12-29Sold$6,000

For Sale by Agent

AgentAlex Kondryuk
BrokerageThe Real Estate Firm, Inc.

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