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227 Saligugi Cir, Loudon, TN, 37774

4beds
3baths
2,957sqft
$569,000
$192price/sqft
$4,123/moest. monthly cost
$164,920/yrincome needed

About This Home

Come experience this immaculately maintained 4-bedroom, 3-bath basement ranch in the highly sought-after Tellico Village — move-in ready and a thoughtful floor plan for everyday living. The bright main level offers an open flow between living areas, a well-appointed kitchen, and generous primary suite. The finished lower level expands living options with a large recreation room, an additional private office, additional bedroom, and a full bath — ideal for guests, remote work, or multi‑generational living. Did we mention seasonal water views?! Hobbyists and DIYers will appreciate the dedicated workshop and abundant storage throughout, keeping projects and seasonal items organized and out of sight. Indoor living extends outdoors to deck above and a patio below, perfect for morning coffee or casual entertaining. Neutral finishes, meticulous cleaning let you move in and immediately enjoy village life. Tellico Village residents benefit from three award-winning golf courses, fitness facilities, restaurants, marina access, organized social clubs, walking trails, and year‑round community activities — all just minutes from your door. Conveniently located for easy access to local amenities while offering a tranquil neighborhood setting.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
Greenback SchoolGrades PK-124.3 mi
6/10
Steekee Elementary SchoolGrades PK-54.5 mi
6/10
Loudon Elementary SchoolGrades PK-55.9 mi

Construction

Condition

  • Year built: 2005

Materials

  • Construction materials: Vinyl Siding,Synthetic Stucco,Brick,Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished,Bath/Stubbed

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Pantry,Bonus Room
  • Window features: Windows - Vinyl
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Marble,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,957
  • Total interior livable area: 2,957 sqft

Property

Details

  • Parcel number: 059P F 01300 000

Features

  • Has view: Yes
  • View description: Seasonal Lake View,Trees/Woods
  • Has water view: Yes
  • Water view: Seasonal Lake View

Lot

  • Lot size: 0.35 Acres
  • Features: Wooded,Near Golf Course,Level

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,877$34,524
Home Insurance $168$2,016
Property Taxes $838$10,056
Electricity $240$2,883
Total$4,123$49,476

Income You'd Need if You Spent...

35% on housing$141,360/yr
40% on housing$123,690/yr
45% on housing$109,946/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 37774$215
Loudon County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 37774$254
Loudon County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$569,000
2026-04-13Listed for sale$578,900
2026-04-07Pending sale$578,900
2026-04-01Price change$578,900
2026-02-14Listed for sale$598,900
2003-10-04Sold$19,500
1997-12-23Sold$14,000

For Sale by Agent

AgentChristine Marie Chenot, BHHS Lakeside Realty
BrokerageBHHS Lakeside Realty

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