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244 Old Jackson Hwy, Loretto, TN, 38469

4beds
3baths
2,577sqft
$309,000
$120price/sqft
$2,463/moest. monthly cost
$98,520/yrincome needed

About This Home

Discover home at this spacious 4-bedroom, 3-bathroom gem nestled on 1.4 lush acres in Loretto! This unique 1970-built brick home offers 2,574 square feet of versatile living space perfect for multigenerational families, guests, or income potential. Step inside to find a thoughtfully designed layout featuring two full kitchens — one ideal for everyday family meals and entertaining, while the second creates a private in-law suite or guest quarters complete with its own living area and bathroom access. The home boasts four generously sized bedrooms and three full bathrooms, providing comfort and flexibility for everyone. Additional highlights include a formal living room, cozy den, and formal dining room — ideal for holidays and gatherings. The expansive lot offers plenty of room for outdoor enjoyment, whether you’re gardening, hosting backyard barbecues, or simply relaxing in the peaceful country setting. With its charming character, practical layout, and prime location, this home blends functionality with endless possibilities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Leoma Elementary SchoolGrades PK-82.4 mi
5/10
Loretto High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 4

Features

  • Flooring: Carpet,Wood,Laminate,Other
  • Finished area above ground: 2,577

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,577
  • Total interior livable area: 2,577 sqft

Property

Details

  • Parcel number: 124 05300 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.40 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,562$18,744
Home Insurance $181$2,172
Property Taxes $511$6,132
Electricity $209$2,512
Total$2,463$29,556

Income You'd Need if You Spent...

35% on housing$84,445/yr
40% on housing$73,890/yr
45% on housing$65,680/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 38469$119
Lawrence County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 38469$197
Lawrence County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-19Listed for sale$309,000
2026-03-01Listing removed$312,000
2025-10-13Price change$312,000
2025-08-02Price change$312,500
2025-07-15Listed for sale$329,900
2021-11-29Sold$284,500
2021-09-13Contingent$275,000
2021-09-07Listed for sale$275,000
2020-08-24Sold$215,000
2020-08-24Pending sale$219,900
2020-06-29Price change$219,900
2020-06-05Price change$224,900
2020-02-18Price change$229,900
2020-01-30Price change$219,900
2020-01-23Price change$224,900
2019-12-23Price change$225,659
2019-12-10Listed for sale$231,659
2017-12-15Sold$137,500
2017-10-16Price change$140,000
2017-08-08Price change$145,500
2017-07-12Listed for sale$145,000
2016-10-28Listing removed$145,500
2016-04-27Listed for sale$145,500
2009-08-28Sold$49,000
2004-03-02Sold$104,800
2000-09-29Sold$225,000
1996-10-23Sold$18,700

For Sale by Agent

AgentJacob Cain Patterson
BrokerageColdwell Banker Southern Realty

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