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225 Vines Cres, Loretto, TN, 38469

3beds
2baths
1,332sqft
$209,000
$157price/sqft
$1,769/moest. monthly cost
$70,760/yrincome needed

About This Home

Move right into this beautifully updated 3-bedroom, 2-bath home situated on a 0.36-acre lot in the heart of Loretto. Fresh updates throughout give this home a clean, modern feel while maintaining a comfortable and inviting atmosphere. Step inside to discover bright living spaces, updated flooring, fresh finishes, and an open layout designed for everyday living. Large windows provide abundant natural light, creating a warm and welcoming environment. The kitchen offers ample cabinet and countertop space, making meal preparation and entertaining a breeze. The primary suite features a private bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Outside, the spacious yard offers plenty of room for outdoor activities. Conveniently located near local schools, shopping, and everyday amenities, Make this beautifully renovated property your own! 1 year home warranty provided by the seller with a good offer. Buyer to verify all information.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
Loretto High SchoolGrades 9-121.3 mi
5/10
Leoma Elementary SchoolGrades PK-87.0 mi

Construction

Condition

  • Year built: 1963

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,332

Interior Area

  • Total structure area: 1,332
  • Total interior livable area: 1,332 sqft

Property

Details

  • Parcel number: 151BA02100

Lot

  • Lot size: 0.36 Acres
  • Lot size dimensions: 100 x 155

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,056$12,672
Home Insurance $122$1,464
Property Taxes $416$4,992
Electricity $175$2,103
Total$1,769$21,228

Income You'd Need if You Spent...

35% on housing$60,651/yr
40% on housing$53,070/yr
45% on housing$47,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 38469$121
Lawrence County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 38469$197
Lawrence County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$209,000
2026-06-03Listed for sale$219,900
2025-02-27Sold$60,000
2021-03-22Sold$60,000
2018-08-14Sold$50,000
2018-07-14Listed for sale$68,000
2017-04-21Sold$47,000
2017-01-16Listed for sale$49,900
2006-02-16Sold$44,000

For Sale by Agent

AgentHayley Stutts
BrokerageMarMac Real Estate - Elite Pro

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