442 Shirley Loop, Whitwell, TN, 37397
About This Home
Two for price of one. The main home features tongue and groove ceiling in the Great Room/Kitchen With upgraded appliances, gas stove, Jenn air refrigerator, granite counter tops and recess lighting. The additional cottage has Kitchen, living room and full bath.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1959
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Gas Range,Dishwasher,Electric Water Heater,Gas Oven,Microwave,Refrigerator,Water Heater
- Laundry features: Electric Dryer Hookup,Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
Features
- Ceiling Fan(s),Granite Counters,High Ceilings,High Speed Internet,Kitchen Island,Recessed Lighting,Soaking Tub
- Window features: Aluminum Frames,Vinyl Frames
- Flooring: Engineered Hardwood
- Number of fireplaces: 2
- Fireplace features: Dining Room,Electric,Great Room,Propane
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,311
Great Room
- Level: First
Heating & Cooling
- Heating features: Central,Ceiling
- Cooling features: Central Air
Interior Area
- Total structure area: 1,311
- Total interior livable area: 1,311 sqft
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 033 099.00
- Other equipment: Fuel Tank(s)
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: None
- Exterior features: None
- Fencing: None
- Has view: Yes
- View description: Mountain(s),Pasture
Lot
- Lot size: 0.63 Acres
- Features: Back Yard,Cleared,Level
- Lot size dimensions: 300 x 200 x 200
Parking
- Parking features: Driveway,Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Inland Flooding
- Winter Weather
- Ice Storm
- Landslide
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,208 | $14,496 |
| Home Insurance | $167 | $2,004 |
| Property Taxes | $346 | $4,152 |
| Electricity | $175 | $2,103 |
| Total | $1,896 | $22,752 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $239,000 |
View on Zillow