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1629 Clifftops Ave, Monteagle, TN, 37356

5beds
4baths
2,789sqft
$859,900
$308price/sqft
$6,079/moest. monthly cost
$243,160/yrincome needed

About This Home

Beautiful 5 bedroom 4 bath Clifftops home. Extremely low maintenance which could serve as a full time residence, 2nd home or potential Air BB. Real hardwood floors. Wood sixteen foot tall great room ceiling seamlessly flows into the kitchen, dining area and screened porch. Honed granite countertops are taken all the way up the wall in the kitchen which has a large island, stainless appliances and a commercial gas range. A 600 sq/ft bedroom with its own en-suite bath could easily be utilized as a media room/flex space. A circular drive as well as a 3 car garage provide plenty of parking. An added bonus is the attached 900 square foot studio apartment with a full kitchen and bath which can be utilized as a separate Air BB, rental or the perfect guest suite. Clifftops is a highly sought after gated community with a minimum 5 acre lot size on top of Sewanee Mountain next to the University. Clifftops has miles of maintained trails, a lake, pool, two clubhouses, active/daily pickleball and tennis courts.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
5/10
Marion County High SchoolGrades 9-1216.1 mi
6/10
Jasper Middle SchoolGrades 5-815.7 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Range,Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Features: Suite
  • Level: Suite
  • Area: 196
  • Dimensions: 14x14

Bedroom2

  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Area: 121
  • Dimensions: 11x11

Bedroom4

  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 4

Features

  • Ceiling Fan(s),Extra Closets,High Ceilings,Smart Thermostat,Walk-In Closet(s),High Speed Internet
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,789

Heating & Cooling

  • Heating features: Central,Heat Pump,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,789
  • Total interior livable area: 2,789 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Eat-in Kitchen
  • Area: 192
  • Dimensions: 12x16

Living Room

  • Features: Great Room
  • Level: Great Room
  • Area: 315
  • Dimensions: 21x15

Master Bathroom

  • Features: Suite
  • Level: Suite

Recreation Room

  • Features: Second Floor
  • Level: Second Floor
  • Area: 405
  • Dimensions: 15x27

Property

Details

  • Parcel number: 040 06205 000
  • Special condition: Standard
  • Other equipment: Dehumidifier

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Association
  • Patio & porch: Porch,Covered,Patio,Screened
  • Exterior features: Gas Grill
  • Topography of land: Level,Wooded

Lot

  • Lot size: 5.49 Acres
  • Features: Level,Wooded
  • Lot size dimensions: REM

Parking

  • Total spaces: 8
  • Parking features: Garage Door Opener,Garage Faces Side,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Winter Weather
Drought
Ice Storm
Landslide
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,348$52,176
Home Insurance $258$3,096
Property Taxes $1,247$14,964
Electricity $226$2,719
Total$6,079$72,948

Income You'd Need if You Spent...

35% on housing$208,422/yr
40% on housing$182,370/yr
45% on housing$162,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 37356$223
Marion County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 37356
Marion County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$859,900
2026-04-30Contingent$859,900
2026-04-01Price change$859,900
2026-02-14Listed for sale$879,900
2024-02-13Sold$765,000
2024-01-23Contingent$799,900
2023-12-08Price change$799,900
2023-10-31Listed for sale$839,900
2023-07-27Sold$457,500
2023-07-01Contingent$550,000
2023-06-05Price change$550,000
2023-05-08Price change$599,000
2023-04-19Price change$629,000
2023-03-30Price change$675,000
2023-03-18Listed for sale$699,000
2016-12-30Sold$340,000
2016-11-15Pending sale$389,900
2016-10-27Price change$389,900
2016-08-02Listed for sale$399,900
2014-12-08Sold$400,000
2014-06-20Sold$30,000
2012-03-28Listing removed$445,000
2012-02-11Listed for sale$445,000
2006-10-24Sold$306,000

For Sale by Agent

AgentThomas (Tom) Banks
BrokerageMonteagle Sewanee REALTORS

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