




831 Osceola Dr, Whitwell, TN, 37397
About This Home
Beautifully remodeled in 2023, this charming home sits on 1.12 acres in the desirable Crossroads area. Updates completed in 2023 include new HVAC, roof, deck, paint, flooring, appliances, and more—making this home truly move-in ready. The main level features a fireplace that has gas piping but no logs, while the finished basement offers endless possibilities. With its own full bath and kitchenette, it can serve as a den, man cave, guest suite, or potential apartment. A 2-car garage plus plenty of additional parking provides convenience and space for all your needs. Don’t miss this fantastic opportunity to own a fully updated home in a great location!
Getting Around
Schools
Construction
Condition
- Year built: 1980
Materials
- Construction materials: Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Dishwasher,Dryer,Ice Maker,Microwave,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup
Basement
- Has basement: Yes
- Basement: Partial
Bedroom1
- Features: Full Bath
- Level: Full Bath
- Area: 208
- Dimensions: 13x16
Bedroom2
- Features: Walk-In Closet(s)
- Level: Walk-In Closet(s)
- Area: 121
- Dimensions: 11x11
Bedroom3
- Features: Extra Large Closet
- Level: Extra Large Closet
- Area: 143
- Dimensions: 13x11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Dining Room
- Features: Formal
- Level: Formal
- Area: 120
- Dimensions: 12x10
Features
- Ceiling Fan(s),Extra Closets,Pantry,Walk-In Closet(s),High Speed Internet
- Flooring: Carpet,Vinyl
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 746
- Finished area above ground: 1,736
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,482
- Total interior livable area: 2,482 sqft
Kitchen
- Features: Pantry
- Level: Pantry
- Area: 195
- Dimensions: 13x15
Living Room
- Area: 289
- Dimensions: 17x17
Other
- Features: Utility Room
- Level: Utility Room
- Area: 20
- Dimensions: 5x4
Other
- Area: 72
- Dimensions: 8x9
Recreation Room
- Features: Basement Level
- Level: Basement Level
- Area: 546
- Dimensions: 26x21
Property
Details
- Parcel number: 050 02901 000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch,Covered,Deck
- Topography of land: Rolling Slope
Lot
- Lot size: 1.12 Acres
- Features: Rolling Slope
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,739 | $20,868 |
| Home Insurance | $167 | $2,004 |
| Property Taxes | $499 | $5,988 |
| Electricity | $201 | $2,419 |
| Total | $2,606 | $31,272 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-08 | Price change | $379,000 |
| 2025-11-24 | Listed for sale | $399,900 |
| 2023-01-17 | Sold | $375,000 |
| 2022-12-13 | Pending sale | $378,900 |
| 2022-11-29 | Price change | $378,900 |
| 2022-10-07 | Listed for sale | $379,900 |
| 2022-05-23 | Sold | $125,000 |
| 1997-09-18 | Sold | $80,500 |
For Sale by Agent
