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831 Osceola Dr, Whitwell, TN, 37397

3beds
3baths
2,482sqft
$344,000
$139price/sqft
$2,606/moest. monthly cost
$104,240/yrincome needed

About This Home

Beautifully remodeled in 2023, this charming home sits on 1.12 acres in the desirable Crossroads area. Updates completed in 2023 include new HVAC, roof, deck, paint, flooring, appliances, and more—making this home truly move-in ready. The main level features a fireplace that has gas piping but no logs, while the finished basement offers endless possibilities. With its own full bath and kitchenette, it can serve as a den, man cave, guest suite, or potential apartment. A 2-car garage plus plenty of additional parking provides convenience and space for all your needs. Don’t miss this fantastic opportunity to own a fully updated home in a great location!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

5/10
7/10
Whitwell Middle SchoolGrades 5-82.0 mi
6/10
Whitwell High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1980

Materials

  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dishwasher,Dryer,Ice Maker,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Features: Full Bath
  • Level: Full Bath
  • Area: 208
  • Dimensions: 13x16

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Features: Formal
  • Level: Formal
  • Area: 120
  • Dimensions: 12x10

Features

  • Ceiling Fan(s),Extra Closets,Pantry,Walk-In Closet(s),High Speed Internet
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 746
  • Finished area above ground: 1,736

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,482
  • Total interior livable area: 2,482 sqft

Kitchen

  • Features: Pantry
  • Level: Pantry
  • Area: 195
  • Dimensions: 13x15

Living Room

  • Area: 289
  • Dimensions: 17x17

Other

  • Features: Utility Room
  • Level: Utility Room
  • Area: 20
  • Dimensions: 5x4

Other

  • Area: 72
  • Dimensions: 8x9

Recreation Room

  • Features: Basement Level
  • Level: Basement Level
  • Area: 546
  • Dimensions: 26x21

Property

Details

  • Parcel number: 050 02901 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Covered,Deck
  • Topography of land: Rolling Slope

Lot

  • Lot size: 1.12 Acres
  • Features: Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,739$20,868
Home Insurance $167$2,004
Property Taxes $499$5,988
Electricity $201$2,419
Total$2,606$31,272

Income You'd Need if You Spent...

35% on housing$89,348/yr
40% on housing$78,180/yr
45% on housing$69,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 37397$185
Marion County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 37397
Marion County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$379,000
2025-11-24Listed for sale$399,900
2023-01-17Sold$375,000
2022-12-13Pending sale$378,900
2022-11-29Price change$378,900
2022-10-07Listed for sale$379,900
2022-05-23Sold$125,000
1997-09-18Sold$80,500

For Sale by Agent

AgentConnie Brantley
BrokerageCentury 21 Coffee County Realty & Auction

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