287 S Oak St, Whitwell, TN, 37397
About This Home
Welcome to 287 S Oak Street, Whitwell, TN. This 3 bedroom, 2 bath home offers over 1,800 sq ft of space and sits on a peaceful lot that invites you to slow down and enjoy small-town living. The home has a new roof (30-yr architectural shingles) installed in 2024, adding some peace of mind for the next owner. Relax on the inviting front porch, or step into the backyard where mountain views provide a serene backdrop and, on occasion, you can even catch sight of base jumpers gliding from the distant mountain cliffs above. The home is being sold AS IS, giving the next owner the perfect opportunity to bring fresh vision and updates that reflect their personal style. With its generous square footage, spacious rooms, and tranquil setting, this property holds endless potential.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Block,Stone
- Roof: Shingle
- Construction materials: Block,Other,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Fireplace: Yes
- Finished area above ground: 1,860
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 1,860
- Total interior livable area: 1,860 sqft
Property
Details
- Parcel number: 050a C 005.00
Features
- Patio & porch: Front Porch
- Exterior features: Private Yard,Rain Gutters
- Fencing: Full
- Has view: Yes
- View description: Mountain(s),Trees/Woods
Lot
- Lot size: 0.72 Acres
- Features: Back Yard,Front Yard,Views
- Lot size dimensions: 120 x 270M IRR
Parking
- Parking features: Driveway,Off Street,Paved
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Inland Flooding
- Winter Weather
- Ice Storm
- Landslide
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,011 | $12,132 |
| Home Insurance | $167 | $2,004 |
| Property Taxes | $65 | $780 |
| Electricity | $175 | $2,103 |
| Total | $1,418 | $17,016 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $169,000 |
| 2026-04-09 | Listed for sale | $200,000 |
| 2026-03-11 | Listing removed | $169,000 |
| 2026-03-04 | Contingent | $169,000 |
| 2026-02-26 | Price change | $169,000 |
| 2026-02-03 | Price change | $175,000 |
| 2026-01-14 | Price change | $184,000 |
| 2025-12-24 | Listed for sale | $189,000 |
| 2025-12-08 | Listing removed | -- |
| 2025-11-17 | Price change | $189,000 |
| 2025-11-12 | Price change | $175,500 |
| 2025-11-02 | Price change | $170,000 |
| 2025-09-12 | Price change | $189,000 |
| 2025-08-24 | Price change | $235,000 |
| 2025-08-12 | Price change | $179,000 |
| 2025-08-07 | Listed for sale | $185,000 |
| 2025-08-04 | Listing removed | $189,000 |
| 2025-07-28 | Price change | $189,000 |
| 2025-07-10 | Price change | $195,000 |
| 2025-05-21 | Price change | $215,000 |
| 2025-03-18 | Listed for sale | $200,000 |
| 2025-02-28 | Listing removed | $179,000 |
| 2025-02-19 | Listed for sale | $179,000 |
| 2025-02-12 | Listing removed | $159,900 |
| 2025-01-24 | Listed for sale | $159,900 |
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