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358 Overlook Dr, Whitwell, TN, 37397

4beds
2baths
1,850sqft
$349,900
$189price/sqft
$2,618/moest. monthly cost
$104,720/yrincome needed

About This Home

Easy living in a rural setting. This new build has 4 bedrooms for large families and a huge yard for pets or kids to play. with just under an acre of land, you have room to grow a garden too. Plenty of space between neighbors for privacy. The home is currently under construction and is projected to be complete around the end of August. It is new construction on the original foundation and the carport is from the original structure. The first level coming in off the 2 car carport has 2 entrances, one to the mud/laundry room and the other into the master bedroom. This level is like the owners suite with its own large bedroom & bathroom separate from the rest of the house. Go up a few steps to the living room, kitchen and dinging areas with access to the front & back yard. The butcher block counters will give a homey relaxed feel to the eat in kitchen and you could add a corner booth table to give more space. A few more steps will bring you to the other 3 bedrooms and another full bath. The home is low maintenance with LVT flooring, spray foam insulation and smart board siding. Pick your paint colors now and call for a private tour.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
7/10
Whitwell Middle SchoolGrades 5-82.9 mi
6/10
Whitwell High SchoolGrades 9-122.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Block,Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Free-Standing Refrigerator,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air,Electric

Features

  • Window features: See Remarks
  • Flooring: Luxury Vinyl
  • Finished area above ground: 1,850

Interior Area

  • Total structure area: 1,850
  • Total interior livable area: 1,850 sqft

Property

Details

  • Parcel number: 051p A 019.00
  • Special condition: Standard
  • Other equipment: None

Features

  • Exterior features: None
  • Spa features: None
  • Fencing: None

Lot

  • Lot size: 0.79 Acres
  • Features: Cleared,Front Yard,Level,Rectangular Lot,Rural
  • Lot size dimensions: 172.6 x 200

Parking

  • Total spaces: 2
  • Parking features: Driveway,Gravel,Off Street
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $167$2,004
Property Taxes $507$6,084
Electricity $175$2,103
Total$2,618$31,416

Income You'd Need if You Spent...

35% on housing$89,760/yr
40% on housing$78,540/yr
45% on housing$69,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 37397$183
Marion County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 37397
Marion County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$349,900
2026-03-25Price change$354,900
2026-02-16Price change$359,900
2025-07-22Listed for sale$365,000
2021-02-09Sold$45,000

New Construction

AgentGina Pannell
BrokerageRE/MAX Realty South

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