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1022 River Bend Rd, Chattanooga, TN, 37419

5beds
4baths
3,652sqft
$810,000
$222price/sqft
$5,770/moest. monthly cost
$230,800/yrincome needed

About This Home

Beautifully updated 5 bedroom, 3.5 bath home on a partially wooded, 1.4 +/- acre lot on Elder Mountain. No detail has been overlooked in this mostly brick and Hardie, French country farmhouse which offers fantastic amenities and quality finishes and will appeal to the discerning buyer looking for a comfortable home with wonderful natural lighting, spacious rooms, an open floor plan, the primary on the main, and great outdoor living spaces with a partially wooded setting. Buyers will also love the maple hardwood floors throughout, decorative lighting, shiplap accent walls, crown moldings, beautiful ceramic and marble tile, 2 fireplaces, custom cabinetry, recently encapsulated crawl space, septic system installed in 2020, double garage and plenty of off-street parking. The home sits well off the road, and you will love the sense of privacy that the setting provides and can be enjoyed from the expansive covered front porch or the rear covered patio area just off of the sunroom. Your tour of the interior begins with the spacious foyer that opens to the formal dining room to the right the kitchen and keeping straight ahead and the adjoining family room. It also has a convenient powder room with a pocket door. The kitchen and keeping room. The kitchen has an enormous center island made from reclaimed barn wood, leather granite countertops, tile backsplash, stainless appliances, sliding barn door to the laundry room/pantry and access to the double garage. The keeping room has a raised brick hearth gas fireplace with decorative brick arches and could also be used as a breakfast area if desired. It also has French doors to the vaulted and beamed sunroom with exterior door to the patio. The family room has another fireplace and is a favorite spot in the house. The primary suite boasts another sliding barn door to a walk-in closet with custom organizer system, and the stunning primary bath has a dual marble vanity, free standing soaking tub, separate shower with rain, regular and handheld shower heads, and a private water closet. The upper level has a central hallway with 4 additional spacious bedrooms and 2 full baths. Two of the bedrooms are connected by a shared bath with separate vanities and a large walk-in shower, while the other two have the use of the hall bath. There is also a 2nd laundry room that could also be used for storage or a hobby room. The backyard has plenty of room for outdoor fun and a shed for yard and garden storage. All of this, and it is located in the exclusive Elder Mountain private enclave with guardhouse and is just minutes from downtown Chattanooga, the 24, 27, 59 and 75 freeways. There are too many wonderful amenities to mention them all here, so please call for more information and to schedule your private showing. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

5/10
Whitwell Elementary SchoolGrades PK-412.0 mi
7/10
Whitwell Middle SchoolGrades 5-812.1 mi
6/10
Whitwell High SchoolGrades 9-1212.0 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Water Heater,Free-Standing Gas Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Multiple Locations,Upper Level,Washer Hookup

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Beamed Ceilings,Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Entrance Foyer,Eat-in Kitchen,Granite Counters,Kitchen Island,Natural Woodwork,Open Floorplan,Primary Downstairs,Recessed Lighting,See Remarks,Stone Counters,Vaulted Ceiling(s),Walk-In Closet(s),Separate Shower,Tub/shower Combo,En Suite,Separate Dining Room,Connected Shared Bathroom
  • Flooring: Tile,Engineered Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas Log,Kitchen
  • Fireplace: Yes
  • Finished area above ground: 3,652

Heating & Cooling

  • Heating features: Central,Ceiling
  • Cooling features: Central Air,Electric,Multi Units

Interior Area

  • Total structure area: 3,652
  • Total interior livable area: 3,652 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Laundry

  • Level: Second

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Other

  • Level: First

Other

  • Level: First

Sunroom

  • Level: First

Property

Details

  • Parcel number: 125g B 001.00

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Porch,Porch - Covered
  • Exterior features: Rain Gutters,Storage
  • Has view: Yes
  • View description: Mountain(s),Neighborhood

Lot

  • Lot size: 1.40 Acres
  • Features: Front Yard,Gentle Sloping,Landscaped,Many Trees,Sloped Up
  • Lot size dimensions: 1.4 acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Off Street,Garage Faces Side,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Inland Flooding
Winter Weather
Landslide
Lightning
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,095$49,140
Home Insurance $204$2,448
Property Taxes $1,175$14,100
Electricity $296$3,560
Total$5,770$69,240

Income You'd Need if You Spent...

35% on housing$197,828/yr
40% on housing$173,100/yr
45% on housing$153,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 37419$243
Marion County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 37419
Marion County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$825,000
2026-03-29Listed for sale$850,000
2020-06-30Sold$572,000
2019-06-26Sold$525,000

For Sale by Agent

AgentJay Robinson
BrokerageKeller Williams Realty

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