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10153 Mullins Cove Rd, Whitwell, TN, 37397

1beds
1baths
1,056sqft
$199,900
$189price/sqft
$1,642/moest. monthly cost
$65,680/yrincome needed

About This Home

Rare opportunity to own a hillside property on scenic Mullins Cove Road with views of the Tennessee River and excellent potential for a future custom rebuild. Whether you're searching for a primary residence, weekend retreat, vacation home, or investment property, this unique setting offers endless possibilities. The elevated lot provides river views from the porch and is ideal for buyers looking to make the home their own through updates and personal touches or explore the potential of rebuilding a cabin or modern custom residence designed to maximize the hillside setting. Outdoor recreation is just minutes away, with nearby marinas, public boat ramp, fishing, kayaking, boating, and water sports on the Tennessee River. The area is also known for its hiking trails, waterfalls, and state parks, making it a destination for outdoor enthusiasts year-round. A spacious pole barn adds exceptional versatility and value to the property, offering ample space for storage, outdoor gear, tools, equipment, or a workshop. Whether you're an avid outdoorsman, hobbyist, contractor, or simply need additional storage, the structure provides flexible space that can adapt to a variety of needs and future uses. The home includes one bedroom, bathroom, kitchen, laundry area, living room, dining area, den, and an unfinished loft area. Conveniently located between Jasper and Downtown Chattanooga giving you access to shopping, dining and entertainment. This property combines scenic surroundings, recreational access, and outstanding rebuild potential in one desirable location. All personal property will be removed prior to closing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Jasper Elementary SchoolGrades PK-49.9 mi
6/10
Jasper Middle SchoolGrades 5-810.6 mi
5/10
Marion County High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Cement Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: First

Features

  • Vaulted Ceiling(s)
  • Flooring: Hardwood,Luxury Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Gas Starter,Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 1,056

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 147 004.00

Features

  • Patio & porch: Front Porch
  • Exterior features: None
  • Has view: Yes
  • View description: Lake,Mountain(s),River,Water
  • Has water view: Yes
  • Water view: Lake,River,Water

Lot

  • Lot size: 0.72 Acres
  • Features: Sloped
  • Lot size dimensions: 102 x 309 x 100 x 324

Parking

  • Parking features: Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance $167$2,004
Property Taxes $290$3,480
Electricity $175$2,103
Total$1,642$19,704

Income You'd Need if You Spent...

35% on housing$56,297/yr
40% on housing$49,260/yr
45% on housing$43,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 37397$188
Marion County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 37397
Marion County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$199,900

For Sale by Agent

AgentLori Montieth
BrokerageKeller Williams Realty

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