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228 County Road 326, Sweetwater, TN, 37874

2beds
3baths
3,429sqft
$899,900
$262price/sqft
$6,241/moest. monthly cost
$249,640/yrincome needed

About This Home

This gorgeous well kept home has so so much to offer ! If you're looking for privacy and a large home that can house a large family then your search is over ! The property has a recent survey that shows 28.83 acres ! Two Extra septic's are on the property along with two old home places . This home offers a luxury master suite ! It has a dream closet to suit all your needs ! Looking for a pantry to hold all your culinary needs ? How about a Viking stove to suite your culinary needs ? It's listed as a 2 bedroom due to septic specs. This home is not far from the all the essentials to get to and from areas you need like interstate etc but not close enough for traffic issues. Seller is looking into cost to expand fill line . Roof is only 10 yrs old . Spectrum fiber . HVAC is 3 yrs old with 10 yrfull service warranty. Mini splits are new. Property is currently in the green belt Buyer and or buyers agent to verify all informatiom. Call today !

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
Niota Elementary SchoolGrades PK-84.1 mi
5/10
Mcminn High SchoolGrades 9-1211.1 mi

Construction

Condition

  • Year built: 1996

Materials

  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Kitchen Island,Pantry,Eat-in Kitchen,Bonus Room
  • Window features: Insulated Windows
  • Flooring: Laminate,Carpet,Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Zoned,Electric
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,429
  • Total interior livable area: 3,429 sqft

Property

Details

  • Parcel number: 016 07800 000

Features

  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 28.83 Acres
  • Features: Private,Wooded,Rolling Slope

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Side,Basement
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Drought
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance $621$7,452
Property Taxes $792$9,504
Electricity $278$3,343
Total$6,241$74,892

Income You'd Need if You Spent...

35% on housing$213,977/yr
40% on housing$187,230/yr
45% on housing$166,426/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 37874$180
McMinn County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 37874
McMinn County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$899,900

For Sale by Agent

AgentCorrina Ashe
BrokerageTellico Mountain Realty, LLC

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