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438 County Road 188, Decatur, TN, 37322

1beds
1baths
576sqft
$179,900
$312price/sqft
$1,375/moest. monthly cost
$55,000/yrincome needed

About This Home

Low-Maintenance Living on 1.5 Beautiful Acres. Looking for simple living with space to spread out? This 1.5-acre property features a 2020 singlewide manufactured home offering 1 bedroom and 1 full bath -- perfect for a primary residence, weekend retreat, or investment opportunity. Enjoy the convenience of a concrete driveway, plus a storage shed for tools, equipment, or extra belongings. The land provides room to expand, garden, add outdoor living space, or simply enjoy the privacy and open surroundings. A gated entrance welcomes you onto the property, offering added security and a peaceful setting. The concrete driveway provides easy access, and the storage shed offers additional space for tools, equipment, or hobbies. Whether you're downsizing, just starting out, or looking for a manageable rural property, this one checks the boxes for comfort, affordability, and space.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
5/10
Mcminn High SchoolGrades 9-127.5 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 576
  • Total interior livable area: 576 sqft

Property

Details

  • Parcel number: 023 05200 000
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 1
  • Topography of land: Sloped,Wooded

Lot

  • Lot size: 1.53 Acres
  • Features: Sloped,Wooded
  • Lot size dimensions: 185 x 288 x 183 x 400

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Landslide
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance $133$1,596
Property Taxes $158$1,896
Electricity $175$2,103
Total$1,375$16,500

Income You'd Need if You Spent...

35% on housing$47,142/yr
40% on housing$41,250/yr
45% on housing$36,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 37322$239
McMinn County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 37322
McMinn County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-17Price change$189,900
2026-02-17Listed for sale$189,000
2018-07-18Sold$42,800
2014-10-06Sold$26,600
2004-04-07Sold$15,800

For Sale by Agent

AgentLori Bennett
BrokerageEast Tennessee Properties LLC

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