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310 Hilltop Dr, Niota, TN, 37826

3beds
2baths
2,164sqft
$275,000
$127price/sqft
$2,177/moest. monthly cost
$87,080/yrincome needed

About This Home

Endless Potential in Niota - Solid Character & Spacious Living! Welcome to 310 Hill Top Drive, a sprawling 3-bedroom, 2-bathroom ranch-style home that defines ''good bones.'' Situated on a generous 0.86-acre lot in the established East Side Hills subdivision, this 1966 gem offers a level of structural integrity and functional design that is hard to find. With over 2,100 square feet on the main level and an additional 744 square feet of finished basement space, there is plenty of room to grow. Whether you're looking for a home office, a media room, or a workshop, the flexible layout is ready for your vision. Outside, the expansive yard provides a peaceful hilltop retreat within the Niota city limits. There is a work shop building and another building for whatever you want it to be. This property is being sold AS-IS, making it an incredible opportunity for a buyer looking to build equity or a savvy investor seeking a solid project in a prime location. Bring your design ideas and restore this classic home to its full glory!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
Niota Elementary SchoolGrades PK-81.2 mi
5/10
Mcminn High SchoolGrades 9-127.6 mi

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Natural Gas,Central
  • Cooling features: Other,Central Air

Interior Area

  • Total structure area: 2,164
  • Total interior livable area: 2,164 sqft

Property

Details

  • Parcel number: 034I A 00701 000
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 1
  • Topography of land: Sloped

Lot

  • Lot size: 0.86 Acres
  • Features: Sloped
  • Lot size dimensions: 250 x 152 x 250 x 149

Parking

  • Total spaces: 2
  • Parking features: Attached,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Drought
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance $174$2,088
Property Taxes $438$5,256
Electricity $175$2,109
Total$2,177$26,124

Income You'd Need if You Spent...

35% on housing$74,640/yr
40% on housing$65,310/yr
45% on housing$58,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 37826$182
McMinn County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 37826$167
McMinn County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-17Listed for sale$295,000

For Sale by Agent

AgentAudrey Ellis
BrokerageExit Provision Realty

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