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115 County Road 531, Etowah, TN, 37331

4beds
4baths
3,787sqft
$639,000
$169price/sqft
$4,526/moest. monthly cost
$181,040/yrincome needed

About This Home

EVERYDAY ELEGANCE IN ETOWAH! This beautiful 4-5 bedroom, 3½ bath home offers the perfect blend of timeless style and comfortable everyday living. Soaring cathedral ceilings, hardwood floors throughout the main level, classic moldings, and abundant natural light create an inviting atmosphere from the moment you step inside. Designed for gathering, the gourmet kitchen features granite countertops, gas cooking, and double ovens, flowing seamlessly into the keeping room with a cozy fireplace. Whether you're hosting guests or enjoying a quiet evening at home, the vaulted screened porch and flagstone patio provide the perfect setting to relax and enjoy the outdoors. The flexible floor plan includes a spacious main-level primary suite, an additional bedroom or office on the main floor, plus two to three bedrooms, two full baths, and a bonus area upstairs. A nearly finished basement offers endless possibilities for recreation, hobbies, or additional living space, along with plenty of extra storage and a basement garage ideal for a workshop or extra vehicles. Fresh paint in most rooms gives the home a bright, updated feel, making it truly move-in ready. Located in a welcoming neighborhood with easy access to hiking and outdoor recreation, this home combines everyday comfort with an upscale feel in one of Etowah's most desirable communities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
7/10
Central High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2007

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Partially Finished,Bath/Stubbed,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Eat-in Kitchen,Bonus Room
  • Window features: Drapes
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Marble,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,787
  • Total interior livable area: 3,787 sqft

Property

Details

  • Parcel number: 096M B 035.00

Features

  • Has view: Yes
  • View description: Country Setting

Lot

  • Lot size: 0.69 Acres
  • Features: Level
  • Lot size dimensions: 139 x 229

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Attached,Basement,Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance $426$5,112
Property Taxes $562$6,744
Electricity $307$3,692
Total$4,526$54,312

Income You'd Need if You Spent...

35% on housing$155,177/yr
40% on housing$135,780/yr
45% on housing$120,693/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 37331$160
McMinn County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 37331$152
McMinn County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$639,000
2026-07-01Listed for sale$639,000
2025-10-15Listing removed$650,000
2025-10-07Listed for sale$650,000
2025-09-26Pending sale$650,000
2025-08-21Price change$650,000
2025-08-01Price change$675,000
2025-05-10Price change$685,000
2025-04-03Price change$699,900
2025-03-01Listed for sale$716,000
2021-09-21Sold$525,000
2021-07-19Pending sale$549,900
2021-07-19Contingent$549,900
2021-07-06Listed for sale$549,900
2006-10-31Sold$29,000

For Sale by Agent

AgentElizabeth C Wright
BrokerageAlliance Sotheby's International

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