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190 County Road 909, Etowah, TN, 37331

2beds
2baths
912sqft
$209,999
$230price/sqft
$1,560/moest. monthly cost
$62,400/yrincome needed

About This Home

Charming 2BR/2BA home on .41 acres featuring owned solar panels for great energy savings. Covered front and back porches both offer ramp access for easy living, and the back porch boasts stunning mountain views - the perfect spot to relax and unwind. An accessible tub adds everyday convenience. Manufactured home on permanent foundation with owned solar panels. Additional 1945 house on property as a storage only structure has a toilet but no kitchen plumbing, no water or electricity connected to house for storage-A must-see for comfort, efficiency, and easy living!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
7/10
Central High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Block,Permanent
  • Roof: Metal
  • Construction materials: Block,Stucco,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Exhaust Fan,Electric Oven,ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,Oven,ENERGY STAR Qualified Water Heater,Stainless Steel Appliance(s),Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Washer Hookup

Basement

  • Basement: None

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Open Floorplan,Soaking Tub,Storage,Walk-In Closet(s),Tub/shower Combo,Plumbed,Whirlpool Tub
  • Window features: Double Pane Windows,ENERGY STAR Qualified Windows
  • Flooring: Linoleum
  • Finished area above ground: 912

Heating & Cooling

  • Heating features: Active Solar,Central,Electric,ENERGY STAR Qualified Equipment,Heat Pump,Hot Water,Solar
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Common Area,Accessible Central Living Area,Accessible Full Bath,Accessible Kitchen,Accessible Approach with Ramp

Details

  • Parcel number: 118c B 051.00
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch,Porch - Covered
  • Exterior features: Rain Gutters,Storage
  • Spa features: None
  • Fencing: Barbed Wire,Back Yard,Chain Link,Fenced,Full,Front Yard,Gate,Wire
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Lot size: 0.41 Acres
  • Features: Back Yard,Cleared,Front Yard,Gentle Sloping,Irregular Lot,Native Plants,Rectangular Lot,Views,Rural
  • Lot size dimensions: .41 acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Gravel,Off Street
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Earthquake
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance $140$1,680
Property Taxes $184$2,208
Electricity $175$2,103
Total$1,560$18,720

Income You'd Need if You Spent...

35% on housing$53,485/yr
40% on housing$46,800/yr
45% on housing$41,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 37331$165
McMinn County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 37331$152
McMinn County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$209,999

For Sale by Agent

AgentDustin Clonts
BrokerageKeller Williams Realty

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