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107 Mechanic St N, Lynchburg, TN, 37352

5beds
5baths
3,133sqft
$439,900
$140price/sqft
$3,332/moest. monthly cost
$133,280/yrincome needed

About This Home

Welcome to a beautiful piece of Lynchburg history just steps from the heart of the historic Lynchburg Square and minutes from the world-famous Jack Daniel’s Distillery. Formerly known as the Lynchburg Bed & Breakfast, this stunning historic home offers incredible charm, space, and versatility for a variety of uses. The home features 5 bedrooms and 5 bathrooms with multiple flexible living spaces that could easily function as additional bedrooms, offices, or guest suites. Inside you’ll find a spacious kitchen, dining room, den, office, laundry room, and several bonus areas perfect for hosting guests or creating private retreats. Thoughtfully updated throughout, the property blends historic character with modern improvements including updated plumbing, electrical, insulation, lighting, windows, and fresh interior paint. Major system updates include a newer HVAC system along with additional HVAC improvements. The primary suite has been reconfigured to create a larger bedroom and walk-in closet and features a brand new primary bathroom. Exterior improvements include new gutters, new front door, updated porch lighting, smart locks, and secured underpinning. Roofing repairs and metal roofing updates have also been completed. Located within walking distance to downtown Lynchburg’s restaurants, shops, and attractions, this property presents a rare opportunity to own a historic home with incredible flexibility. It could continue as a private residence, short-term rental, or hospitality property similar to its previous use as a bed and breakfast. Tourist travel from all over the world to visit Lynchburg TN, and this home would make for the perfect stay. Here is your chance to own a piece of Lynchburg history!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
6/10
Moore County High SchoolGrades 7-121.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Other

Bedroom1

  • Area: 180
  • Dimensions: 15x12

Bedroom2

  • Area: 225
  • Dimensions: 15x15

Bedroom3

  • Area: 135
  • Dimensions: 9x15

Bedroom4

  • Area: 117
  • Dimensions: 9x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bedrooms: 3

Features

  • Flooring: Carpet,Wood,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Den,Living Room
  • Fireplace: Yes
  • Finished area above ground: 3,133

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,133
  • Total interior livable area: 3,133 sqft

Kitchen

  • Area: 195
  • Dimensions: 13x15

Living Room

  • Area: 225
  • Dimensions: 15x15

Property

Details

  • Parcel number: 032H A 00700 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 115 x 190 IRR

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance $222$2,664
Property Taxes $632$7,584
Electricity $254$3,054
Total$3,332$39,984

Income You'd Need if You Spent...

35% on housing$114,240/yr
40% on housing$99,960/yr
45% on housing$88,853/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 37352$187
Moore County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 37352$198
Moore County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$439,900
2026-03-27Listed for sale$469,900
2022-09-21Sold$360,000
2022-08-12Contingent$419,000
2022-08-01Price change$419,000
2022-04-05Listed for sale$499,900
1982-01-01Sold$35,000

For Sale by Agent

AgentEberley (Ebbie) Holloway
BrokerageSouthern Middle Realty

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