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475 Lost Creek Rd, Lynchburg, TN, 37352

2beds
2baths
1,056sqft
$240,000
$227price/sqft
$1,592/moest. monthly cost
$63,680/yrincome needed

About This Home

Check out this unique A-frame home only about 1000 ft from Tims Ford Lake and less than a mile to Lost Creek Boat Ramp in Lynchburg, TN with plenty of space inside and out. This property has a great setup with an open living area, updated finishes, and a comfortable layout that makes it easy to enjoy. Outside, you’ve got a huge patio for entertaining, entire rear area is concrete and fenced, a covered back porch, and double screened-in front decks on both levels that are perfect for relaxing and taking in the quiet surroundings. The property also includes a 20x10 shed/workshop giving you plenty of room for tools, equipment, or extra storage. Whether you’re looking for a full-time home, weekend place, or investment opportunity, this one has a lot to offer in a peaceful Lynchburg setting.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1977

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Property

Lot

  • Lot size: 0.31 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance $121$1,452
Property Taxes $83$996
Electricity $175$2,103
Total$1,592$19,104

Income You'd Need if You Spent...

35% on housing$54,582/yr
40% on housing$47,760/yr
45% on housing$42,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 37352$193
Moore County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 37352$198
Moore County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentSteve Jernigan
BrokerageSteve Jernigan Realty

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