9301 Agate St, Pt Charlotte, FL, 33981
About This Home
A rare duplex opportunity in the sought-after South Gulf Cove community! This income-generating property offers two spacious units with a combined 6 bedrooms, 4 full bathrooms, and 2,740 heated sq. ft. (3,334 total sq. ft. including the garage). Perfect for investors, house-hackers, or multi-generational living! Property Highlights: Two Units – Live in one, rent the other, or lease both for maximum cash flow Turnkey Investment – Strong rental demand in a high-growth area Spacious Layout – Each unit offers comfortable living spaces and private entrances Prime Location – Close to shopping, dining, boating, and Florida’s beautiful Gulf Coast beaches Endless Potential – Airbnb, long-term rental, or owner-occupied with rental income Schedule a showing today and submit your best offer before it’s too late!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2022
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
- Laundry features: Inside,Laundry Closet
Bedrooms & Bathrooms
- Bedrooms: 12
- Bathrooms: 8
Features
- Built-in Features,Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Smart Home,Thermostat,Walk-In Closet(s)
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,334
- Total interior livable area: 2,740 sqft
Property
Accessibility
- Accessibility features: Central Living Area
Details
- Parcel number: 412120326001
- Zoning: RMF10
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Private Mailbox
Lot
- Lot size: 10,131 sqft
- Features: Conservation Area,Level,Oversized Lot
Parking
- Total spaces: 1
- Parking features: Assigned,Covered,Driveway,Guest,Open,Parking Pad
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlotte County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,628 | $31,536 |
| Home Insurance * | $241 | $2,892 |
| Property Taxes | $363 | $4,356 |
| Electricity | $275 | $3,308 |
| Total | $3,507 | $42,084 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-17 | Price change | $519,900 |
| 2026-02-13 | Price change | $528,900 |
| 2025-06-25 | Price change | $529,900 |
| 2025-06-25 | Price change | $529,000 |
| 2025-06-13 | Price change | $534,900 |
| 2025-04-25 | Price change | $538,000 |
| 2025-04-18 | Listed for sale | $539,000 |
| 2024-10-28 | Listing removed | $1,900 |
| 2024-10-25 | Price change | $1,900 |
| 2024-10-16 | Price change | $2,050 |
| 2024-09-27 | Price change | $2,300 |
| 2024-09-16 | Price change | $2,400 |
| 2024-08-07 | Listed for rent | $2,500 |
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